Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes


$1,950,000 B B
Vacant Land MARATHON - Florida Keys Real Estate


$1,800,000 4 B 4 B
Commercial KEY LARGO - Florida Keys Real Estate


$1,950,000 8 B 8 B
Multi-Family Marathon - Florida Keys Real Estate


$850,000 B B
Vacant Land KEY LARGO - Florida Keys Real Estate

Key Largo

$320,000 2 B 1 B
Single Family Key Largo - Florida Keys Real Estate

Key Largo

$1,950,000 - 4 B 3 B
Single Family 572583 - Foreclosures Florida Keys

Key Largo

$2,499,000 - 3 B 3 B
Single Family 571975 - Foreclosures Florida Keys

Key Largo

$1,075,000 - 4 B 2 B
Single Family 572739 - Foreclosures Florida Keys


$2,150,000 - 4 B 3.1 B
Single Family 571876 - Foreclosures Florida Keys


$1,995,000 - 4 B 4 B
Single Family 563700 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $1,150,000 - MLS 572201 Located in Key Largo, Harbor Shores

If you are seeking PRIVACY, then this is the property you have been waiting for!Spacious SOLID CONCRETE, including roof, OPEN WATER home offering beautiful water views.OVERSIZED LOT allows space for parking and all your toys. Expansive back yard is perfect space for a pool & entertaining. Third floor master suite offers wonderful water views! You will be livin the FL Keys Lifestyle in this home! Florida Keys Real Estate and Homes For Sale.

For Sale $1,650,000 - MLS 572638 Located in Islamorada, Mat Sandy Bch

Privacy abounds in this beautiful waterfront home with tranquil views sitting on almost a half acre lot! Offering over 3700 square feet of living area in a serene setting with gorgeous views overlooking a wide canal and the native Eagle reserve. The open floor plan features 4BR/ 4.5BA, an office/den, Dade County Pine cathedral ceilings, and an elevator. The beautiful landscaped outdoor area Florida Keys Real Estate and Homes For Sale.

For Sale $2,495,000 - MLS 572924 Located in Marathon, Stirrup Key Sub

Stunning one of a kind home perfectly situated to take in the panoramic views of the Florida Bay. This superior home has been meticulously planned and custom built with attention to every fine detail. The magnificent foyer greets you as you enter this bright and airy custom home leading to the spacious open floor plan that includes a large game room, kitchenette and outdoor terraces to take in Florida Keys Real Estate and Homes For Sale.

For Sale $7,500,000 - MLS 566504 Located in Islamorada, Strattons

Prime location in the heart of Islamorada. Oceanfront 4 bedroom, 3 bath completed residence with 7 additional building rights on this 2.65 acre property. Pool, spa, dock and tennis court. Create your own subdivision or family compound. Privacy and open water Atlantic Ocean views. Walk or bike to restaurants, art galleries, shopping. World-class sport fishing, diving, kayaking, paddle boarding. Florida Keys Real Estate and Homes For Sale.

For Sale $1,599,000 - MLS 572506 Located in Marathon, Coco Plum Beach

Florida Keys Real Estate and Homes For Sale.

For Sale $3,500,000 - MLS 570557 Located in Key Largo, Tavernier Beach

ULTIMATE PRIVACY! 425 ft of ocean frontage with 2.3 acres of land! Magnificent panoramic ocean views! Gorgeous home has spacious living room, great room, 2 large bedroom suites, plus an enormous master suite, tiled throughout, large maple and granite kitchen, elevator ready, 8 ft doors, 5 spectacular open porches with forever ocean views, 2 large carports and enclosed storage. Fully furnished! Florida Keys Real Estate and Homes For Sale.

For Sale $5,995,000 - MLS 573005 Located in Islamorada, Indian Waterways

MAKE YOUR LIFESTYLE CHANGE AT PINEAPPLE PLANTATION! Are you ready for year round sunsets and panoramic bay views from this elegant custom built home? Start by entering this gated estate, meander through the extraordinary grand entrance leading you to an expansive great room with soaring ceilings and over 8,000 sq. ft. of living space offering chefs kitchen, media room Florida Keys Real Estate and Homes For Sale.

For Sale $1,075,000 - MLS 572821 Located in Islamorada, Treasure Harbor

Paradise awaits you on this wide harbor w/ protected dockage & privacy. The elevated pool is surrounded by the expansive living areas & master suite. Upstairs is the large kitchen w/ brand new Bosch SS appliances, 2 bed, 2 baths, laundry & spacious living & dining areas. Accessed w/ interior stairs, downstairs has a permitted bath & enclosure used as a 3rd bedroom. Garage & carport w/ new doors. Florida Keys Real Estate and Homes For Sale.

For Sale $4,750,000 - MLS 572061 Located in Islamorada, Tropical Atlantic Shores

Situated on the corner of the spectacular Atlantic Ocean and the tranquil waters of Tavernier Creek, this private gated point lot property boasts vast open water views while offering expansive protected dockage with 2 boat lifts. The main house has an elevator (3 floors) or stairs leading to the first living level with a centrally located island kitchen, dining area, office and great room with Florida Keys Real Estate and Homes For Sale.

For Sale $2,250,000 - MLS 571453 Located in Islamorada, Madeira Bay

MADEIRA BAY SUNSETS IN ISLAMORADA! Directly situated on Florida Bay, Upper Matecumbe Key in gated enclave offering deep water dockage & common pool for all 8 residences. Custom 4B/3.5B residence, panoramic open water views from all 3 levels, multiple porches to watch year round sunsets, 3rd level master suite, above flood ground level guest quarters, 2 car garage & 16 ft wide dedicated boat slip! Florida Keys Real Estate and Homes For Sale.

For Sale $1,395,000 - MLS 571278 Located in Islamorada, Venetian Shores

Best Boating in the Keys! Desireable Venetian Shores 4 bed / 3 bath home with immediate ocean and bay access via Snake Creek from a 70-foot concrete dock with davits on a 100-foot wide canal. This solid-built concrete home offers a 3/2 upstairs with open kitchen, Florida room, and gorgeous porch. Roof Garden for entertainment.Legal downstairs AptOwner/Agent Florida Keys Real Estate and Homes For Sale.

For Sale $1,350,000 - MLS 572358 Located in Islamorada, Venetian Shores

Prestigious Venetian Shores home with 70 feet of concrete dockage & incredible boating access to the Ocean or Bay via Snake Creek. This spacious 5 bedroom, 4 bath home is well maintained & move-in ready, with granite countertops, SS appliances, laundry on both levels, above flood downstairs living area with kitchenette, over 3700 sq ft of living space & a wonderful floor plan...a True MUST SEE! Florida Keys Real Estate and Homes For Sale.

For Sale $1,825,000 - MLS 572724 Located in Islamorada, Tarpon Flats

A sought-after end unit with grand views of the Florida Bay and spectacular sunsets, in the private gated community of Tarpon Flats in the heart of Islamorada. This is a fully furnished 3 bedroom + loft, 3 bath home on 2 levels over lots of covered parking and storage space. A spacious and private master suite with bay front balcony and extraordinary views occupies the top floor. Florida Keys Real Estate and Homes For Sale.

For Sale $1,495,000 - MLS 571345 Located in Key Largo, Key Largo Beach

Views of the ocean from the living room, dining room, master suite and guest room! Multi-level living for privacy with Third Floor Master bedroom, ensuite bath, and, walk-in closet. The main living area contains two additional guest bedrooms and shared bath. Easily convert one to an office and you could have it all! Florida Keys Real Estate and Homes For Sale.

For Sale $1,795,000 - MLS 572615 Located in Islamorada, Venetian Shores

Unique Islamorada Waterfront Home in Desirable Venetian Shores! This home features beautiful gourmet chef kitchen, soaring ceilings, master suite w/balcony & lovely water views, 3 bedrooms plus family room w/closet, 3 full baths, lots of privacy with secluded view of sanctuary! Gin clear water, offers a beautifulaquarium like setting, 70 of dock, room for your Yacht, instant access to Ocean/Bay! Florida Keys Real Estate and Homes For Sale.

For Sale $1,599,000 - MLS 572128 Located in Marathon, Fat Deer Key

Florida Keys Real Estate and Homes For Sale.

For Sale $2,575,000 - MLS 572426 Located in Islamorada, Edenaire

BOATERS PARADISE ON TAVERNIER CREEK! This like-new contemporary pool home situated on an oversized lot offers 80 of waterfront and deep-water dockage for up to 5 boats plus 2 lifts. 4bd/4.5ba all concrete, metal roof, impact windows and doors, huge gourmet kitchen, large porch off great room and master suite overlooking Tavernier Creek.Outdoor kitchen and entertaining area to enjoy the FL Keys! Florida Keys Real Estate and Homes For Sale.

For Sale $4,000,000 - MLS 572961 Located in Islamorada, Plant Beach


For Sale $1,699,900 - MLS 570342 Located in Duck, Plantation Island

GORGEOUS OPEN WATER VIEWS AND SUNSETS from this beautiful waterfront pool home in prestigious Duck Key! Expansive living area offered in this 3bd/3ba home, large master suite on third level. Magnificent porch to truly take in all the relaxing oceanviews. Electric gates, privacy wall, great dockage with boat lift. Quick ocean/bay access. This is your dream home in the fabulous Florida Keys! Florida Keys Real Estate and Homes For Sale.

For Sale $1,295,000 - MLS 572772 Located in Key Largo, Key Largo Ocn Shores

Built by the owner with only the finest and most luxurious appointments, this water-front home boasts 130 ft of dockage with open water views. As you enter this exquisitely designed home, you are greeted with an expansive living area. Also on the level is the guest half bath, the kitchen with custom cabinets and stainless appliances and the dining area (which overlooks the pool area. On the next Florida Keys Real Estate and Homes For Sale.

For Sale $2,750,000 - MLS 572911 Located in Islamorada, Kahiki Harbor

120 of frontage on Tavernier Creek! This incredible home has over 3100 sq ft of living space on 2 floors. Legal downstairs w/ family room, 1 Bed/1 Bath. Upstairs features open kitchen, dining & living area; Master suite plus 2 more bedrooms & bath. Large, screened porch across the width of the 2nd level with water and mangrove views. 1 1/2 lots, fenced with pool, tiki bar & fire pit! A Must See! Florida Keys Real Estate and Homes For Sale.

For Sale $2,195,000 - MLS 572463 Located in Key Largo, Key Largo Ocn Shores

Exquisite 4/4.5 waterfront home offering many luxuries such as 10k gallon pool resurfaced this year, Elevator, Fireplace, Two Master Suites, Garage, Private roof top with breath taking views and also has both a separate deep water slip and a 40 concrete dock on a canal with a 15,000 lb. boat lift and 3200 lb. davit for a small boat/PWC. Second floor addition completed 2006. Many new appliances. Florida Keys Real Estate and Homes For Sale.

For Sale $4,500,000 - MLS 572237 Located in Islamorada, Plant Beach

A multitude of opportunities arise at this oceanfront property. Existing 2bedroom/2bath home has been adoringly restored with beautiful new pool, spa and deck overlooking the vast green lawn, boat basin, peninsula and sparkling ocean beyond. The Village of Islamorada recognizes 4 single family home building rights and 3,255 square feet of commercial building rights attached to this property. Florida Keys Real Estate and Homes For Sale.

For Sale $4,299,000 - MLS 564197 Located in Key Largo, Bay Harbor

Without exception, this may be one of the most unique luxury waterfront private enclaves in the Keys. Interconnected living quarters, extraordinary design, decor, construction, location, privacy, dockage, water depth, wind resistance, luxury, storage, multiple garages, beach, camera security, gated entry. The discerning buyer who can have anything they want with the privacy of a pocket estate. Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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