Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes


$779,000 3 B 2.1 B
Condo \ Town Home Duck - Florida Keys Real Estate


$180,000 B 1 B
Condo \ Town Home Islamorada - Florida Keys Real Estate


$790 B 0.17 B
Commercial KEY LARGO - Florida Keys Real Estate

Key Largo

$325,000 3 B 2 B
Single Family Key Largo - Florida Keys Real Estate

Key Largo

$450,000 2 B 2.1 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$1,195,000 2 B 3 B
Single Family Duck - Florida Keys Real Estate


$1,350 B 0.17 B
Commercial KEY LARGO - Florida Keys Real Estate


$2,900,000 - 1 B 1 B
Single Family 569770 - Foreclosures Florida Keys


$2,900,000 - 4 B 3.1 B
Single Family 567317 - Foreclosures Florida Keys


$3,750,000 - 10 B 8.2 B
Single Family 561920 - Foreclosures Florida Keys


$2,500,000 - 3 B 3 B
Single Family 566993 - Foreclosures Florida Keys


$2,149,000 - 5 B 4 B
Single Family 568054 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $2,250,000 - MLS 569631 Located in Islamorada, Mat Sandy Bch

Tropical Paradise awaits...expansive home situated on appx half acre fenced and gated, sandy beach, deep water dockage for multiple boats, inground pool, and more. Concrete home with metal roof, cathedral open beam ceilings, top floor master suite, grand living and kitchen area, split bedroom, foyer and interior staircase. All overlooking large body of water and across from the Atlantic Ocean! Florida Keys Real Estate and Homes For Sale.

For Sale $1,195,000 - MLS 570564 Located in Duck, Yacht Club Island

A Must See Fully Renovated Duck Key Home! This 2 bedroom 3 bath home invites you to move right in. This balcony looks over a blue water canal with 75 ft of concrete & teak dockage. A fiberglass heated pool awaits, which was just completed less than 2 years ago. All windows and doors are impact resistant. Large format porcelain tile throughout along with statuary marble slabs and decorative Florida Keys Real Estate and Homes For Sale.

For Sale $2,195,000 - MLS 568407 Located in Key Largo, Point Pleasant

As you enter the grand foyer to this phenomenal Bayfront residence located on Point Pleasant in South Key Largo, youll see picture windows with bamboo palms framing the breathtaking panoramic bay views of this estate home. This stunning 4BR, 3BA home boasts a granite island kitchen with SS appliances, wine chiller, wet bar and butlers pantry in over 3,600 sq. ft. of living space on 3 levels. Florida Keys Real Estate and Homes For Sale.

For Sale $1,799,000 - MLS 567577 Located in Key Largo, Ocean Isle Estates

WORLD CLASS Large Luxury waterfront pool home. Every bell and whistle, Marble and Cherry wood floors, Italian wood cabinetry, granite counters, Stainless appliances, European style modern Luxury. Solid Concrete Construction, Oversized bedrooms, large closets, metal roof and all impact glass throughout. 4 bed 4bath + Master suite with private lounge .Luxury elevator. 45 minutes to MIA. Florida Keys Real Estate and Homes For Sale.

For Sale $3,290,000 - MLS 569284 Located in Key Largo, Tavernier Heights

Estate on the Ocean. Metal roof at this modern brand new five bedroom and five and one half bathroom home, with one large media room. Beautiful pool and spa at your back yard with grand open water views. Elevator for your pleasure. Huge master suite on the top floor with master bath offering a jacuzzi tub and lots of storage. Walk on your outdoor pier over the open water and enjoy the blue and Florida Keys Real Estate and Homes For Sale.

For Sale $1,299,000 - MLS 569448 Located in Islamorada, Mat Ocean View

Endless ocean views occur from this spacious ocean front home. Recently remodeled, the home features a large open living/dining area, spacious kitchen, elevator and rooftop deck. Special features of the home include electric sliding doors, wide doorways, and roll-in showers. With 2/2 up and 1/1 down, this home is ideal for entertaining. Homeownerss park is located nearby for launching Florida Keys Real Estate and Homes For Sale.

For Sale $1,025,000 - MLS 568989 Located in Islamorada, Plant Shores

Beautifully finished including impact glass, metal roof CBS canalfront home. Located in an X flood Zone, an exceptional oceanside setting moments from Tavernier Creek. Enter through a proper front door into the foyer. To your right you have a large bedroom, full bathroom & second living room/playroom. The playroom has french doors leading out to the covered patio and dock. Florida Keys Real Estate and Homes For Sale.

For Sale $1,299,000 - MLS 567170 Located in Key Largo, Stillwright Pt

Stillwright Point Beauty! Spacious 3B/3B 3 story CBS home. Entire 3rd floor Master suite w huge Balcony and View of the Bay. A Cooks Kitchen, Dining & Living area w 2b/1b & screened balcony on 2nd level. Light & Bright home with single-light French doors & Arched-windows w Etched Glass Muriels throughout. 60 Concrete dock w Davits & Boat Lift. Downstairs Storage w full bath. Brick Driveway. Florida Keys Real Estate and Homes For Sale.

For Sale $1,500,000 - MLS 566007 Located in Islamorada, Misc Upper Matacumbe

Great opportunity to own a bayfront residence with guest quarters in the Heart of Islamorada. Huge bay front lot with bay views.Zoned Village Center provides tremendous opportunity for redevelopment. Main house has 2 bedrooms, 1 bath; open floor plan; screen porch; boat slip and seawall for up to 100ft of dockage. 1/1 Guest house with detached garage. Guest cottage is currently tenant occupied Florida Keys Real Estate and Homes For Sale.

For Sale $2,650,000 - MLS 563387 Located in Islamorada, Unplatted Upper Mate

SELLER SAYS BRING ALL OFFERS! Located on the Atlantic Ocean in The Heart of Islamorada situated just above the beach for enjoying spectacular sunrises as each day begins. Gated Estate located on the quiet side of the Island .... the Old Highway. Main House features three bedrooms, three baths and expansive waterside patio surrounding the pool, tiki bar, breezy gazebo, and dock. Florida Keys Real Estate and Homes For Sale.

For Sale $1,259,000 - MLS 568387 Located in Key Largo, Ocean Isle Estates

SPLASH-- into this delightfully tropical canalfront pool home. Located on the ocean side with direct ocean access mere minutes from your concrete dock. Boaters will love the option of davits and a boat lift. Enjoy a refreshing swim in your own in-ground, heated pool enhanced with a spill-over spa. House was built in 2003, with 3 bedrooms, 2 baths upstairs and a guestroom with a full bath Florida Keys Real Estate and Homes For Sale.

For Sale $1,249,000 - MLS 568089 Located in Key Largo, Anglers Park

OWNER MOVED,OFFERS WELCOME 3B/3B,+ Den CBS. Open floor plan. Millionaire Row Famous Adams Waterway. Living & Dining Room center around a Coral Rock Fireplace. Beamed Ceilings, Chefs Kitchen w SS. Entire Wall of French Doors opens to a Trellised Patio covered w Bougainvilleas. Private Garden Paradise. 2 car Garage. 4.5 Lots, 125 waterfront, 35 Boat Slip, Davits. Fish, Shrimp, Crab from Dock Florida Keys Real Estate and Homes For Sale.

For Sale $1,195,000 - MLS 568309 Located in Key Largo, Key Largo Ocn Shores

Beautiful Newly constructed waterfront in Key Largo! Thoughtfully designed and impeccably appointed, with two of everything, laid out on two levels for two families with oversized bedrooms. Kitchens with granite, porcelain tile floors, tray ceilings, walk-in closets & pantrys. Made of concrete including the roof, ground level entrance with Interior stairs. Roof top party deck, take a tan or sim Florida Keys Real Estate and Homes For Sale.

For Sale $1,549,000 - MLS 564622 Located in Islamorada, Toll Gate Shores

Located on Hurricane Creek on Lower Matecumbe in Islamorada, this 7 bedroom 6 bath w/90ft of yacht dockage for power or sail awaits your arrival. 15K boat lift. Elevator, 2 car garage, enormous kitchen, water front swimming pool, screen enclosed patio and balcony overlooking the creek & Florida Bay, this magnificent home offers views of both! Make an appointment today! Florida Keys Real Estate and Homes For Sale.

For Sale $1,200,000 - MLS 567594 Located in Key Largo, Port Largo

Located in desirable Port Largo in the heart of Key Largo. This is a large home on a large lot, with a largo dock with davits on a deep canal with direct ocean access. This is a spacious CBS home with 4/3 upstairs and 1/1 downstairs surrounded by a chain link fence. Florida Keys Real Estate and Homes For Sale.

For Sale $2,100,000 - MLS 568494 Located in Islamorada, Mat Ocean Bay

Endless open water views with spectacular sunrises and sunsets await you in this Key West styled estate. Walk the natural sand beach or enjoy your privacy at the pool set amongst the mature landscape. This is a custom CBS home built with attention to details. Custom cabinets accent the kitchen and breakfast nook. Cherry hardwood flooring is throughout the home. Florida Keys Real Estate and Homes For Sale.

For Sale $1,659,000 - MLS 569903 Located in Key Largo, Key Largo Ocn Shores

Beautiful 5/5 custom home with luxury elevator, all high end flooring,bathrooms and kitchen is built for chef. pool and spa on roof the house has more than you could ever want on the water in key largo. Wrap around balconies in every floor. 25,000 lb boat lift included, totaly fenced with Electric gate. Travertine pavers on the entire bottom floor as well. Florida Keys Real Estate and Homes For Sale.

For Sale $2,500,000 - MLS 570610 Located in Islamorada, Plant Shores

Ocean Front PLANTATION SHORES IN TAVERNIER! Custom built CBS home by a premier builder, architecturally designed Great room features an Island kitchen, 3 en suite bedrooms, a pitched concrete roof that creates a frame for the breathtaking views of the Atlantic as you enter the home. Panoramic ocean views from the entire east side living and porches provides serenity and ocean breezes every day. Florida Keys Real Estate and Homes For Sale.

For Sale $1,595,000 - MLS 569510 Located in Key Largo, Hammer Point

ENJOY THIS STUNNING PANORAMIC WATER VIEW HOME. The many amenities it has makes it a perfect place to call home or the one place you look forward to when getting away. You can watch the sunset from almost every corner of the house. The deep-water dockage makes it easy to take the boat out for a ride. Meticulously beautiful, excellent location. This luxurious has all this to offer and much more. Florida Keys Real Estate and Homes For Sale.

For Sale $1,995,000 - MLS 563700 Located in Islamorada, Mat Ocean Bay

Tarpon Point, an exclusive enclave of 12 oceanfrontresidences. Designed to meet the ultra-high standardsof the developers, these exceptional homes allow forthe most advanced building techniques to reside inharmony with one of the worlds few remaininguntouched and fully protected marine habitats. Thespacious four-bedroom, four-bath homes range from2,700 to 3,380 square feet of Florida Keys Real Estate and Homes For Sale.

For Sale $1,699,900 - MLS 570342 Located in Duck, Plantation Island

GORGEOUS OPEN WATER VIEWS AND SUNSETS from this beautiful waterfront pool home in prestigious Duck Key! Expansive living area offered in this 3bd/3ba home, large master suite on third level. Magnificent porch to truly take in all the relaxing oceanviews. Electric gates, privacy wall, great dockage with boat lift. Quick ocean/bay access. This is your dream home in the fabulous Florida Keys! Florida Keys Real Estate and Homes For Sale.

For Sale $2,900,000 - MLS 567317 Located in Summerland, Summerland Cove Isle

Stunning views from this amazing Oceanfront location. Concrete home with amenities galore. Enter this majestic home through the bronze double front door. Marble,granite and stainless appliances. Overlook the Ocean while relaxing in the pool. Boat lifts, concrete docks,huge boat basin, everything you need to enjoy life in the Keys!Impact glass windows & doors. Gated, fenced, garages. Tackle room. Florida Keys Real Estate and Homes For Sale.

For Sale $1,390,000 - MLS 569104 Located in Islamorada, Treasure Harbor

BOATERS DREAM!!! MOTIVATED SELLER! Boaters will love this property with 160of concrete dockage on wide boat basin to accommodate large boats and has a side canal as well for extra dockagel!! Pack your clothes and toothbrush thats all you need for this move-in-ready solid concrete home in the perfect Islamorada location. This 2 bedroom 2 baths home has it all. Downstairs is Florida Keys Real Estate and Homes For Sale.

For Sale $2,638,000 - MLS 570554 Located in Key Largo, Buccaneer Point

Bay-front splendor awaits at this immaculate estate located in prestigious Buccaneer Point. This magnificent home boasts 3 large bedrooms & 3 large baths all with open water views. Nestled behind its gates and Chicago Brick lined driveway is a perfectly cared for home. The pool located on the second floor and steps away from the living area provides an incredible area for the family and guests Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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