Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes


$700 B 0.1 B
Commercial KEY LARGO - Florida Keys Real Estate


$700 B 0.1 B
Commercial KEY LARGO - Florida Keys Real Estate


$1,950,000 B B
Vacant Land MARATHON - Florida Keys Real Estate


$1,950,000 8 B 8 B
Multi-Family Marathon - Florida Keys Real Estate


$850,000 B B
Vacant Land KEY LARGO - Florida Keys Real Estate

Key Largo

$1,385,000 - 4 B 3.1 B
Single Family 573977 - Foreclosures Florida Keys


$1,350,000 - 6 B 4 B
Single Family 574650 - Foreclosures Florida Keys

Big Pine

$2,995,000 - 5 B 5.1 B
Single Family 575245 - Foreclosures Florida Keys


$2,450,000 - 4 B 4 B
Single Family 573371 - Foreclosures Florida Keys


$4,500,000 - 6 B 5 B
Single Family 572735 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $8,900,000 - MLS 574489 Located in Key Largo, Mandalay Key Amt Plat

This stunning property is an entertainers dream that speaks of grace and uniqueness from the moment you step foot on the property. Beyond the brick paver driveway and tennis court, are two homes which are separated by a garden walkway. EACH home features 10 bedrooms and 11.5 baths! Both core living areas include grand staircases rising to the upper level master suites. Soaring ceilings with Florida Keys Real Estate and Homes For Sale.

For Sale $1,350,000 - MLS 574034 Located in Islamorada, Plantation Lake Estates

Open water views from this classic home on 2 lots in private gated community. Best oceanfront price in Islamorada. Downstairs rec room w/cabana kitchen for indoor-outdoor entertaining. Great room, gorgeous ocean views, large eat-in kitchen, 2 guest bdrms with 1 full and 1 half bath. Upstairs mstr suite spacious mstr bth. Seller ready to move! Great HO Park with boat ramp. Community park/marina. Florida Keys Real Estate and Homes For Sale.

For Sale $2,375,000 - MLS 572940 Located in Duck, Harbour Island

Situated on a point lot his beautifully remodeled pool home offers 4 bedrooms, 3 full baths, deep water dockage, beach, and magnificent open water views. The interior features an open floor plan with Cathedral ceilings, marble floors, Coral wall features and floor to ceiling windows! Large oversized lot with over 330 of water frontage, swimming pool and lush landscaping offer ultimate privacy! Florida Keys Real Estate and Homes For Sale.

For Sale $2,995,000 - MLS 575245 Located in Big Pine, Long Beach Estates

By Appointment Only - Dreaming of owning a Bed and Breakfast with a beach overlooking the Ocean? Your dream just came true. This well established and profitable inn has a strong repeat business. 4 guest suites (3 oceanfront and 1 garden view) plus 1 owners living quarters. Each of the suites have its own full bath. More Details Coming....More Photos Coming Florida Keys Real Estate and Homes For Sale.

For Sale $2,995,000 - MLS 573961 Located in Islamorada, Strattons

Oceanfront 4 bedroom completed residence on Lot #8 with private pool and adjacent vacant Lot #7 including a residential building right. Open water Atlantic Ocean Views. Entire property is gated and common areas include tennis and dock. Prime location in the heart of Islamorada. Walk or bike to restaurants, art galleries, shopping. World-class fishing, diving, kayaking, paddle boarding. Florida Keys Real Estate and Homes For Sale.

For Sale $1,499,000 - MLS 574539 Located in Key Largo, Anglers Park

Custom 4 bedroom 4 bath pool home built in 2005 with 100 feet of concrete dock located on Millionaires Row, The Adams Cut Waterway. Solid concrete construction, all above flood in an X flood zone. Luxury elevator, extensive use of genuine Keystone, high end finishes throughout. Large chefs kitchen with sit up bar, granite and stainless kitchen. Enormous master suite with mezzanine lounge. Florida Keys Real Estate and Homes For Sale.

For Sale $1,300,000 - MLS 572959 Located in Key Largo, Port Largo

Florida Keys Real Estate and Homes For Sale.

For Sale $1,950,000 - MLS 572681 Located in Islamorada, Matecumbe Ocean Bay

One of a kind properties live and work in Paradise.Currently operated as a vacation rental business,or private family estate. 2 buildings,4 rentals units with 7 beds and managers apartment. Perfect for redevelopment 7 single family homes and boats slips. 1.14 acres and 118of deep water protected dockage. Florida Keys Real Estate and Homes For Sale.

For Sale $1,989,000 - MLS 571876 Located in Islamorada, Plantation Lake Estates

MOTIVATED SELLER!PRIVATE OCEANFRONT ESTATE W/PROTECTED DOCKAGE! This outstanding home is located in a private gated community in the Village of Islamorada surrounded by multi-million dollar homes. Featuring outstanding ocean views from almost every rm, pool, dockage, impact windows, 4 bdrms, 3 bthrms, open floor plan w/soaring ceilings, huge master bdrm ste.,3 car garage, work shop,& so much more! Florida Keys Real Estate and Homes For Sale.

For Sale $1,700,000 - MLS 574143 Located in Key Largo, Stillwright Pt

Gorgeous views that extend forever! Beautiful home with CBS construction features a full home upstairs and full home downstairs. 2BD/2BA upstairs with a full kitchen and large wraparound terrace. 2BD downstairs with jack-n-jill bathroom. Comfortably sleeps 16-20.Open water lot with large dock (fits 30 ft boat) and 8 person swim spa overlooking the bay. AMAZING! Florida Keys Real Estate and Homes For Sale.

For Sale $3,200,000 - MLS 573356 Located in Key Largo, Key Largo Ocn Shores

Florida Keys Real Estate and Homes For Sale.

For Sale $8,750,000 - MLS 572964 Located in Islamorada, Plant Beach


For Sale $2,599,000 - MLS 556818 Located in Islamorada, Mat Ocean Bay

8 development rights on this bay front compound currently offering 7 residences comprised of 2 duplexes & 3 homes on over 1.5acres of prime Bay Front Islamorada real estate. Immediate back country & offshore access. Dockage for multiple vessels from large to small. Lifts, davits & ramp. Bay front pool & pavilion. Gated & fenced, paved drive. Perfect for redevelopment, residence or income. Florida Keys Real Estate and Homes For Sale.

For Sale $2,300,000 - MLS 572243 Located in Islamorada, Strattons

In the center of Islamorada,open water view with deep water dockage. Has been family residence with 7 day rental licenses.This home was updated and enlarged for extra living space. Boat basin and chickee hut invites you to relax and enjoy the scenes of the Bay. Florida Keys Real Estate and Homes For Sale.

For Sale $1,599,000 - MLS 572860 Located in Key Largo, Port Largo

Beautiful Port Largo home. This gated property is where you will find a sprawling 5 bedroom, 3 bath CBS home with a pool & deep water dockage. Lovely formal entry foyer with stairway leading to the second level living area, a cooks kitchen updated with wood cabinet fronted appliances, Sub-Zero Refrigerator and Aga gas stove. This second level also has 3 spacious bedrooms and Florida Keys Real Estate and Homes For Sale.

For Sale $2,300,000 - MLS 574550 Located in Islamorada, Mat Ocean Bay

ANGLER Residence: The ocean is calling you from Tarpon Point, an exclusive enclave of 12 oceanfront residences. Designed to meet the ultra-high standards of the developers, this exceptional home allows for the most advanced building techniques to include a full home generator. Spacious four-bedroom, four-bath home with elevator Florida Keys Real Estate and Homes For Sale.

For Sale $2,395,000 - MLS 573640 Located in Islamorada, Anglers Reef

Breathtaking Atlantic Ocean views from every room. Beautifully furnished 4 bedrooms 3 baths including one with a steam room. Custom finishes throughout such as Viking appliances, hardwood floors, crown molding, custom cabinets and closets, built in bookshelves, high ceilings, and access to widows walk. Over 1450 sq. ft. of outside covered porches constructed of Azek maintenance free decking. Florida Keys Real Estate and Homes For Sale.

For Sale $1,299,000 - MLS 569628 Located in Key Largo, Anglers Park

OVERSIZED PROPERTY ON MILLIONAIRES ROW. Beautiful home on three lots on the World Famous Adams Cut Waterway. 150 feet on the water! Rare cut in boat slip and concrete dock. 4 bedrooms & 2 baths, vaulted ceilings, open floor plan, celestory windows, newer metal roof, wrap around screened porches, separate garage and workshop. Nature and privacy.No flood zone w/ ground floor living, 1 Hr. to MIA. Florida Keys Real Estate and Homes For Sale.

For Sale $3,899,000 - MLS 573791 Located in Islamorada, Safety Harbor

Beyond compare this exquisite keys waterway Harum Designed custome home is scheduled to be completed in 2017. It is not to be missed if you are looking for a yachtsmans location w/over 110ft of deep water dockage w/unlimited beam on deep water Hurricane Creek. Cathedral ceilings grace this masterpiece and its 3 bedroom and 3.5 baths being complimented by custom LED lighting throughout. Continued Florida Keys Real Estate and Homes For Sale.

For Sale $2,195,000 - MLS 574978 Located in Islamorada, Mate Lido Beach

Brand new luxury waterfront home with dockage! A rare find in the Keys...new solid poured concrete 4,500 sf home getting its finishing touches now. Be the first to live in this stunning custom home designed to invite in the Florida Keys sunshine. Enjoy ocean views down the canal and bay view sunsets from the rooftop deck! Elevator, impact windows, billiard room, bar, expansive 4-car garage & more! Florida Keys Real Estate and Homes For Sale.

For Sale $1,250,000 - MLS 575144 Located in Islamorada, Mat Sandy Bch

This 3 bedroom 4 bathroom concrete home is located on prestigious Sapodilla Drive in Lower Matecumbe. An oversized lot and protected deep water dockage in the backyard lagoon complete this home. Additonal features include a large garage, utiltiy room, workshop, boat ramp and stiars into the lagoon making entry easy for swimming or kyacking. Immediate ocean and bay access. Room for a pool. Florida Keys Real Estate and Homes For Sale.

For Sale $1,450,000 - MLS 571942 Located in Islamorada, Port Antigua

150 of Dockage in Port Antigua & over 3,000 sqft of living space! Main living level features updated kitchen, open concept dining & living space, spacious screened-in patio, master suite & guest bed & bath. 3rd Floor showcases the Owners Suite with walk-in closet, private balcony, large living area with fireplace, wet bar and library. Downstairs has permitted bath and plenty of storage! Florida Keys Real Estate and Homes For Sale.

For Sale $1,490,000 - MLS 571587 Located in Key Largo, Buccaneer Point

Motivated sellers want this beautiful property SOLD!! Homeowners have meticulously maintained this home so that you can move in and relax and enjoy the pool, dock, boat lifts and gorgeous open living space and fabulous kitchen. Vaulted ceilings and a wall of windows bring the outside in for comfortable Florida Keys living at its best! Seller will consider all reasonable offers! Florida Keys Real Estate and Homes For Sale.

For Sale $4,500,000 - MLS 572735 Located in Islamorada, Plant Beach

Your dream come true on Plantation Blvd. in Islamorada! Stunning sunsets, dockage, and a pool are just the beginning! Gated for privacy, this beautiful home has 5 bedrooms and 4 baths in the main house plus a pool cabana with a full bath that can be used as a 6th bedroom. Enjoy bay views from the stunning kitchen and living areas, this elegantly appointed home is perfect for easy Keysy living! Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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