Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes


$679,000 3 B 2 B
Single Family Cudjoe - Florida Keys Real Estate


$1,650,000 4 B 3 B
Single Family Islamorada - Florida Keys Real Estate


$618,000 4 B 2.1 B
Single Family Islamorada - Florida Keys Real Estate

Key Largo

$495,000 2 B 2 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$1,500,000 - 5 B 4 B
Single Family 566030 - Foreclosures Florida Keys

Key Colony

$1,099,000 - 3 B 2 B
Single Family 565340 - Foreclosures Florida Keys


$1,877,000 - 4 B 5 B
Single Family 563737 - Foreclosures Florida Keys


$1,999,000 - 6 B 4 B
Single Family 562993 - Foreclosures Florida Keys

Key Largo

$4,500,000 - 5 B 5.1 B
Single Family 560603 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $1,330,000 - MLS 564557 Located in Marathon, Gulfstream Shore Marathon

This is a beautiful home for a large family . It is currently set up as a legal duplex and in the rental program but can easily be converted to a single family residence. The breathtaking views from this property is priceless. With 165 feet of seawall and lots of storage and parking this home has a lot to offer. Florida Keys Real Estate and Homes For Sale.

For Sale $1,100,000 - MLS 563417 Located in Summerland, Summerland Key Cove

FLY IN AND BE FISHING IN THE ATLANTIC OCEAN IN MINUTES. This exceptional canal front home is located on the Summerland Air Strip. Four bedrooms, 2 & 1/2 baths plus a large office and an enclosed air plane hangar with electric door opener. This property has 120 feet of concrete dock with step down, davits, boat ramp and fish cleaning station. See supplement for more info Florida Keys Real Estate and Homes For Sale.

For Sale $2,499,000 - MLS 565327 Located in Key Largo, Stillwright Pt

Exquisite Bay front home...being offered partially furnished. This home will take your breath away! Grand foyer, extensive great room & gourmet kitchen. 4 bdrms, 3.5 baths, private master suite, endless views of the Bay. Property completely fenced & gated with extensive dockage and boat lift. Can accommodate a large vessel as well. Private beach, Fire Pit and much more. Downstairs bonus room. Florida Keys Real Estate and Homes For Sale.

For Sale $1,500,000 - MLS 566030 Located in Islamorada, Tropical Atlantic Shores

Great ocean front 5BD/4BA pool home with dock and boat lift. Enjoy ocean breezes and open water views from the sparkling pool, patio and upstairs deck. There are also open ocean views from the upstairs living room, dining area and kitchen, as well as from the separate full apartment downstairs. 3BR/2BA up and 2BR/2BA down. Florida Keys Real Estate and Homes For Sale.

For Sale $1,499,000 - MLS 564023 Located in Islamorada, Venetian Shores

SPACIOUS VENETIAN SHORES waterfront home w/ 100' concrete dock w/davits. 5 bedroom 3 bath CBS home offers Cathedral ceilings, Open floor plan, 2 eating areas and lg Kitchen and pantry. Separate above flood downstairs includes living area, kitchen and 2 bedrooms. Plenty of room for RV, toys and Pool on this large lot. Deep-water dockage with immediate access to both Ocean & Bay. Location Location Florida Keys Real Estate and Homes For Sale.

For Sale $1,750,000 - MLS 565699 Located in Islamorada, Mat Ocean Beach

Matecumbe beach house with beautiful sunrise views and breezes on the Atlantic Ocean. This seaside retreat is located in an area renowned for its pristine beaches. Private, gated entrance, swaying palm trees and expansive glass windows enhance the tropical, island experience. Large, wrap-around porch, high cathedral ceilings and large loft area offer spacious living, bringing the outside in and Florida Keys Real Estate and Homes For Sale.

For Sale $1,695,000 - MLS 565801 Located in Duck, Center Island Toms Harbor

This gated private estate, located in Prestigious Duck Key. The home is built up on a hill overlooking the clean turquoise waters of Lake Lucille, a beautiful lagoon offering turning basin and a safe harbor for your yachts, 40' pool with a spa, 250' of shore, Dockage for 2 large yachts with room for more ! Docks were set up for a 80'yacht,a slip for a 60 sailboat, & a lift for a 32' powerboat. Florida Keys Real Estate and Homes For Sale.

For Sale $1,595,000 - MLS 560103 Located in Marathon, Sombrero Isle

Lovely executive estate located in exclusive Sombrero Isle, with 200ft of waterfront and deep water dock. The magnificent great room has a striking coral rock fireplace, wood cathedral ceiling and walls of windows. With over 5000 sq ft of living area, 4 bedrooms, office, theater room with custom bar, this home is perfect for entertaining clients or large family gatherings. All on an acre of land. Florida Keys Real Estate and Homes For Sale.

For Sale $2,950,000 - MLS 564338 Located in Key Largo, Anglers Park

Florida Keys Real Estate and Homes For Sale.

For Sale $1,250,000 - MLS 565852 Located in Islamorada, White Marlin Bch

Your most discriminating buyers must see this gorgeous home! Situated on a quiet street on beautiful Lower Matecumbe, this home has been professionally decorated. Attention has been paid to every detail. The designer kitchen features granite counter tops, custom cabinetry, stainless steel appliances, an island and a pantry. The home offers two masters with large, in suite bathroom complete Florida Keys Real Estate and Homes For Sale.

For Sale $1,999,000 - MLS 564617 Located in Islamorada, Venetian Shores

Outstanding Location in Desirable Venetian Shores with open water views!! Three stories, concrete construction,waterfront pool,105 ft. of concrete dock, entertaining roof top deck,4 bedrooms, 3 full and 2 half baths,elevator, security system, 2 car garage, lots of storage unique floor plan with master/kitchen/dining/living area on third floor to caputure fabulous water views! This home has it all! Florida Keys Real Estate and Homes For Sale.

For Sale $1,150,000 - MLS 565362 Located in Islamorada, Venetian Shores

Poured concrete construction including the roof, coral rock entrance, freshly painted, new screening and framing of the large balcony, sun deck, no spalling issues, 15,000 lb boat lift, 5,000 lb davit lift, boat ramp, Simpli Safe alarm system, 4 car garage, stunning kitchen with gas stove with heat lamps, Paver circular drive, 2 cedar closets downstairs. Boat for sale also. Florida Keys Real Estate and Homes For Sale.

For Sale $2,275,000 - MLS 564547 Located in Summerland, Summerland Beach

Magnificent 15 room Oceanfront Estate located on one of the most prime oceanfront lots the Keys has to offer! The beautiful property boasts a sparkling oceanfront pool w/raised spa, protected canal front dockage w/davits, gardens & gated entryway. Perfect for entertaining w/Great Room, Family Room, Study & guest quarters. 3rd story Master, Guest BR's & Living Areas all w/sweeping ocean views. Florida Keys Real Estate and Homes For Sale.

For Sale $1,250,000 - MLS 563978 Located in Duck, Plantation Island

Located on quiet Corsair Road with FANTASTIC Open water views of Toms Harbour Keys and the glorious water surrounding the bird sanctuary. Sunset are included. Roof top deck gives you 360 degrees of water views, not to mention the open water views from the main living areas. The best dockside fishing in Duck Key.. pool with brick pavers, two garages. Best Open Water value. Florida Keys Real Estate and Homes For Sale.

For Sale $1,999,000 - MLS 560951 Located in Key Largo, Lime Grove Estates

HUGE OCEANFRONT BEAUTY offering breathtaking ocean views, 300' of oceanfront dockage, deep-water basin, 2 sets of davits. Fabulous ocean views from almost every room, 4bd/4.5ba, elevator, huge master suite on third floor, large open sun-filled rooms on all levels, remarkable outdoor entertainment, nicely landscaped and gated. Florida Keys Real Estate and Homes For Sale.

For Sale $2,695,000 - MLS 562370 Located in Key Largo, Lee Shores Amd Plat

Mahogany Bay in Key Largo is located on more than four acres of beautiful open bay front property. This spectacular bayfront home site is under construction to become a Balinese style home with breathtaking bay views from several large terraces, two master bedrooms, and a private heated pool with spa. Special features include an open floor plan, impact resistant windows and Florida Keys Real Estate and Homes For Sale.

For Sale $4,350,000 - MLS 563301 Located in Key Largo, Lee Shores Amd Plat


For Sale $3,500,000 - MLS 565954 Located in Marathon, Sunrise Isle

Enjoy expansive open water views from this stunning ocean front contemporary home in sought after gated community Sunrise Isle! Magnificent 5 BR, 5BA pool home features beautiful Limestone and wood floors, high ceilings, glass and stainless staircase, central vac, elevator, media room, rec room and large private balconies. The gourmet kitchen has gas cook top, granite counters and stainless steel Florida Keys Real Estate and Homes For Sale.

For Sale $1,485,000 - MLS 563442 Located in Key Largo, Paradise Point

Paradise Found! Enjoy stunning views and fabulous sunsets from this tri-level home on a 7,875sf lot in North Key Largo. Custom built in 1992 with a steel super structure, poured concrete columns and floors and a metal roof from 2009. This home has 3 bedrooms, 2 bathrooms and 2 powder rooms. Spacious living areas with breezy porches and delightful balconies. Florida Keys Real Estate and Homes For Sale.

For Sale $1,877,000 - MLS 563737 Located in Sugarloaf, White Heron Estates

Large and Private Estate Located At The End Of A Private Rd. Consists of Main Ground Level House, Decks and Walk Ways, CBS Ground Level Cottage, Guest House with storage & Laundry Room, Pool & Bath House, Horse Stables and lots of Land With Natural Keys Landscape. 2 Canal Lots on Open Water w. Vested Rights Permits and Plot #5 & man made beach area. Sunset Views. See Document and Supplement Tab. Florida Keys Real Estate and Homes For Sale.

For Sale $1,745,000 - MLS 565755 Located in Islamorada, White Marlin Bch

Stunning custom built canal home overlooking 70 acres of wild bird sanctuary. Featuring Peruvian hardwood floors throughout with stunning Cathedral tongue and groove ceilings. The spacious kitchen offers top of the line stainless steel appliances, granite counters, gas cook top, wine cooler and ice maker. Other features include Butler's pantry, fireplace and central Vac. The Master bedroom is Florida Keys Real Estate and Homes For Sale.

For Sale $1,990,000 - MLS 560665 Located in Key Largo, Buccaneer Point

Sunset views from every room,4 bedroom 4 bath home located on the bay in beautiful Buccaneer Point, create a beach or built a pool and enjoy the wonderful Florida Keys, two master suits, two master baths, great room, dining room, all with forever sunset views Florida Keys Real Estate and Homes For Sale.

For Sale $1,170,000 - MLS 565501 Located in Cudjoe, Cudjoe Gardens

Spend this winter in the Keys enjoying some of the best deep draft boating the area has to offer. This large, Cudjoe Gardens home is situated on a 100 ft. wide canal with 127 feet of concrete dock, plus beach area on a wide lagoon. The screened pool and lanai feature a wet bar & built-in grill that add to the pleasures of entertaining. Split-bedroom floor plan, cathedral ceiling, walk-in closets Florida Keys Real Estate and Homes For Sale.

For Sale $1,095,000 - MLS 564888 Located in Summerland, Summerland Key Cove

Beautiful sunset views from the 16x36 pool, deck or lounge chair. Big Boat Access w. excellent Oceanside boating. Tiki hut & dock area w/davits. Storage & garage for all your water toys. CBS construction. Home features inside entrance, tile floors, step down living room.2 Nonconforming walls downstairs. This gated home comes furnished and ready for your family. Located on 90x125 lot. Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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