Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes


$975,000 8 B 8 B
Commercial ISLAMORADA - Florida Keys Real Estate

Key Largo

$660,000 3 B 2 B
Single Family Key Largo - Florida Keys Real Estate

Key Largo

$495,000 2 B 2 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$975,000 8 B 8 B
Multi-Family Islamorada - Florida Keys Real Estate


$679,000 3 B 2 B
Single Family Cudjoe - Florida Keys Real Estate

Key Largo

$399,000 3 B 2 B
Mobile Home Key Largo - Florida Keys Real Estate


$85,000 B B
Vacant Land KEY LARGO - Florida Keys Real Estate

Key Largo

$3,670,000 - 4 B 3.1 B
Single Family 560140 - Foreclosures Florida Keys


$1,249,000 - 3 B 2 B
Single Family 564663 - Foreclosures Florida Keys


$1,900,000 - 4 B 3.1 B
Single Family 564311 - Foreclosures Florida Keys


$1,190,000 - 5 B 4 B
Single Family 560514 - Foreclosures Florida Keys


$2,500,000 - 4 B 3.1 B
Single Family 563593 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $1,279,000 - MLS 562840 Located in Key Colony, Key Colony Beach

One lot in from open water on 12th St. Key Colony Beach.Large lot with 90 ft. concrete seawall & step down dock on oceanside canal.In-ground concrete poolwith extensive decking. Glass doors off livingroom open to lg. outside dining porch with great views.2 bedrooms/2 baths upstairs with 1 bedroom/1 bath down connected with interior stairs...excellent guest quarters. Garage. Sunsets year round. Florida Keys Real Estate and Homes For Sale.

For Sale $1,725,000 - MLS 558943 Located in Islamorada, Indian Waterways

WATERFRONT CANAL HOME WITH ROOF TOP DECK WITH PANORAMIC BAY VIEW. 4 bedroom 3.5 bath with den. Large custom kitchen with granite counter tops and formal dining room. 80' concrete dock with boat lift & davits. CBS Construction with Metal Roof. Heated Pool. Short run to bay with easy access to ocean. Garage and carport for parking & storage. Lush private landscaping surrounds the heated pool. Florida Keys Real Estate and Homes For Sale.

For Sale $2,300,000 - MLS 559846 Located in Islamorada, Mat Ocean Bay

Beautiful sunrises and open water views await you at this spectacular Key West style estate. Walk the natural sand beach or enjoy the pool set amongst the lush landscape. This exceptional residence features cherry hardwood floors, custom kitchen cabinets with marble countertops, and remote controlled lighting and sound system. The master bedroom and bath open to a private balcony overlooking the Florida Keys Real Estate and Homes For Sale.

For Sale $2,499,000 - MLS 564052 Located in Key Largo, Anglers Park

Victorian Key West-style Mini Estate! Pool home built on high elevation, Adams Waterway. Main House 5BD/3BA & 2BD/3BA guest house w/custom-made mahogany bar, extensive millwork inside/out, Cathedral Ceilings, Marble floors; chefs kitchen w/SS Appl, granite counters. Outdoor kitchen, decks, patio w/nature trails. rooftop deck; 230' of waterfront w/140' cut-in dockage; boat lift/davits. Owner/Agent. Florida Keys Real Estate and Homes For Sale.

For Sale $1,350,000 - MLS 564642 Located in Islamorada, Mat Sandy Bch

New pics coming soon! A Boater's Paradise nestled within a tropical oasis! This home has so many amazing amenities to offer from the 100' of water frontage overlooking the protected boat basin to the well-planned and lush tropical landscaping, the features offer endless possibilities. Unique to this home are the two owner's bedrooms with balcony access from each room. Florida Keys Real Estate and Homes For Sale.

For Sale $1,999,000 - MLS 564617 Located in Islamorada, Venetian Shores

Outstanding Location in Desirable Venetian Shores with open water views!! Three stories, concrete construction,waterfront pool,105 ft. of concrete dock, entertaining roof top deck,4 bedrooms, 3 full and 2 half baths,elevator, security system, 2 car garage, lots of storage unique floor plan with master/kitchen/dining/living area on third floor to caputure fabulous water views! This home has it all! Florida Keys Real Estate and Homes For Sale.

For Sale $3,000,000 - MLS 563934 Located in Other, Other

Property is 58+ acres with 1600+ ft waterfront. Protected 80ft deepwater dock. Third floor master suite with spa and veranda. Custom built pool with Marlin inlaid. Poolside changing room, bathroom and shower. 3 verands, dining room, living room, office, large eat-in kitchen with walk-in pantry. Ground floor tackle shop and laundry room. 2 guest residences. Generator, Sky TV, cell phone, interent Florida Keys Real Estate and Homes For Sale.

For Sale $1,300,000 - MLS 562264 Located in Cudjoe, Cutthroat Harbor Est

OCEANFRONT CBS w/ concrete floors on a 90x117 lot. All Tile Floors. Quick boating access. Gorgeous Sunsets, saltwater fiberglass pool & large tiki hut. Super home for entertaining inside / outside. Features 3 large bedrooms, porch with southern exposure overlooking the ocean, family room, dining room and large kitchen with pantry. Vacation rentals in place. Snorkel & kayak in your back yard. Florida Keys Real Estate and Homes For Sale.

For Sale $2,799,000 - MLS 561068 Located in Marathon, SeaAir Estates

Nothing short of a personal private resort describes this gulfside slice of paradise. From the open water view of the Gulf of Mexico to the waterside cabana and luxurious waterfall pool to the extraordinary custom home with 3 car garage and gated grounds this is a must see for the discerning buyer looking for a privacy yet close enough to everything to call this home. Florida Keys Real Estate and Homes For Sale.

For Sale $1,950,000 - MLS 561241 Located in Duck, Harbour Island

540 feet of water frontage. Pier dock, 10K lb boat lift, beach, kayak ramp. Tropical features in this unique style home with Polynesian influences. Teak features on the exterior of the house. Inside you have Cathedral ceilings, coral wall features, marble wall features. Private Pool and Spa. Lush landscaping, 2 car garage and a 2 car Carport. On the end lot of Harbour Drive Florida Keys Real Estate and Homes For Sale.

For Sale $2,900,000 - MLS 556818 Located in Islamorada, Mat Ocean Bay

Bay front compound offers 7 residences comprised of 2 duplexes and 3 homes on over 1.5acres of prime Islamorada real estate. Immediate back country & offshore access. Dockage for multiple vessels from large to small. Lifts, davits & ramp. Bay front pool & pavilion. Gated & fenced, paved drive. Perfect for redevelopment, residence or income. Appointment required to visit property!! Florida Keys Real Estate and Homes For Sale.

For Sale $1,595,000 - MLS 561481 Located in Islamorada, Venetian Shores

Looking for a wonderful family home with great dockage? This is it, Beautiful three story concrete fortress in Venetian Shores, with 5 bedrooms, 5 bathrooms, inclusive of lower level captains quarters!Open floor plan with third level master suite, elevator, large sceened porches,2 car garage,100' of concrete dock with lift and davits, plenty of room for a pool! Florida Keys Real Estate and Homes For Sale.

For Sale $1,249,000 - MLS 561757 Located in Sugarloaf, Sugarloaf Shores

Gorgeous concrete open water pool home in prestigious South Point. This beautiful home features an open floor plan boasting picturesque open water views through sliding walls of glass from all living areas & Master Suite. Resort-style 60' lagoon pool surrounded by majestic palms & lots of decking. Dock w/boat lift, elevator, & lush designer landscaping. Excellent rental income too! Florida Keys Real Estate and Homes For Sale.

For Sale $1,985,000 - MLS 562530 Located in Islamorada, Mat Ocean Bay

Stunning, spacious 5 bedroom ocean front oasis. Private beach, double lane lap pool w heater/chiller.Formal foyer, tiled throughout, vaulted ceiling, elevator, covered parking & garage. Tropical grounds w/gated entrance. The home boasts granite & tile kitchen w/matching dining table, all stainless appliances. Screened balcony w/grill overlooks the Atlantic & grand patio poolside for entertaining. Florida Keys Real Estate and Homes For Sale.

For Sale $4,600,000 - MLS 564834 Located in Key Largo, Tavernier Sub

ULTIMATE PRIVACY! 425 ft of ocean frontage with 2.3 acres of land! Magnificent panoramic ocean views! Gorgeous home has spacious living room, great room, 2 large bedroom suites, plus an enormous master suite, tiled throughout, large maple and granite kitchen, elevator ready, 8 ft doors, 5 spectacular open porches with forever ocean views, 2 large carports and enclosed storage. Fully furnished! Florida Keys Real Estate and Homes For Sale.

For Sale $1,699,000 - MLS 557642 Located in Islamorada,

This Oceanfront Estate is one of Islamorada's top rental income properties featuring 7 Bedrooms total - 4/3 main house & 3/2 Guest House. Almost 1 acre of property located in a zoning category which permits weekly rentals. pacious open living area with spectacular ocean views. Pool,Fishing Pier w/shallow water dockage. Ideally located MM85. Florida Keys Real Estate and Homes For Sale.

For Sale $1,395,000 - MLS 564674 Located in Marathon, Marathon Shores

1.75 acres of PRIME waterfront property in Marathon. Includes 2 beautifully maintained homes, huge pool, 250' concrete dockage with direct ocean access to the Atlantic and seconds to the bay at Vaca Cut. Multi-Use Zoning allows for a variety of uses, both residential and commercial. Wonderful possibilities for a business or personal compound. Second home is currently a licensed vacation rental. Florida Keys Real Estate and Homes For Sale.

For Sale $2,300,000 - MLS 562955 Located in Marathon, Crains Sub

Gated estate with nearly 2 Acres.This is perhaps the highest grounds in the Keys with 9.5 Ft. elevation.210 Ft. of cut coral seawall, deep water dock, boat lift,40'by 20' in-ground concrete pool.Custom two story home with 18 poured concrete walls. 4 bedrooms/3.5 baths connected by interior elevator-no stairs to climb. Metal roof.Tropically landscaped.Beautiful sunsets.Bayside. Florida Keys Real Estate and Homes For Sale.

For Sale $1,125,000 - MLS 559780 Located in Islamorada, Tropical Atlantic Shores

Brand new Contemporary three story, light and bright 3/2 CBS home with elevator now available in Islamorada. Built for the most discriminating buyer...everything you could want in your new home and more. Designed to withstand 175mph winds, two car garage, brick paved driveway and walkways, high rise impact windows and doors, tray ceilings, decorative stair rails, porcelain tile and elevator Florida Keys Real Estate and Homes For Sale.

For Sale $1,785,000 - MLS 560629 Located in Islamorada, Plant Key Colony

Couple's Retreat in Islamorada - FL Keys! Built for two with some extra room for family and friends. Owner's Suite on top floor with gorgeous views of Bay and covered patios for outdoor living. Guest room on main level and bonus room on ground floor. This home offers the perfect combination of luxury, design and location. The beauty is in the details. Come and live the dream in the Florida Keys! Florida Keys Real Estate and Homes For Sale.

For Sale $1,149,000 - MLS 555905 Located in Islamorada, Port Antigua

Exquisite 4 bedroom 3 bath home constructed in 2005 looks and shows like a present just unwrapped!Spacious 2284sf living space, vaulted ceilings,Stainless & Granite kitchen, Travertine marble, waterfront balcony great for entertaining in or out.60ft dock, generator, legal 1st floor enclosure. This is not your average keys home! Quality finishes throughout, impeccably maintained.Shown by appt only. Florida Keys Real Estate and Homes For Sale.

For Sale $1,195,000 - MLS 562218 Located in Big Pine, Punta Brisa

Spectacular WATER Views!! This home is build on an oversized lot plus three additional parcels of land and offers a spacious split floor plan, carport, large 32ft x 22ft pool, partially fenced yard and mature trees. The boat basin behind the home is shared and permits a boat up to 32ft...please also visit MLS 562053 for HOME without additional lots. Florida Keys Real Estate and Homes For Sale.

For Sale $3,200,000 - MLS 563544 Located in Key Largo, Tavernier Cove

Open oceanfront gated estate in Tavernier with dockage, beach-entry pool, 4/4.5 main home plus a separate 1/1 guest house and expansive open ocean views! This highly detailed custom home offers an elevator and two spacious master suites on both the main floor and top floor, both with open ocean views. There's also garage space for 5 cars, a lovely brick courtyard and much more. Must see! Florida Keys Real Estate and Homes For Sale.

For Sale $3,499,000 - MLS 563504 Located in Marathon, Crains Sub

Discover Mariposa. The spectacular architecture inspired the name of this magnificent oceanfront estate that spans 120 ft. along the beach on Grassy Key in the beautiful Florida Keys. Secluded behind a privacy gate, this Bali influenced contemporary home is designer/contractor owner's own home. Built to standards in which only the absolute best of everything would do. Green built and Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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