Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes

Key Largo

$495,000 2 B 2 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$1,650,000 4 B 3 B
Single Family Islamorada - Florida Keys Real Estate


$679,000 3 B 2 B
Single Family Cudjoe - Florida Keys Real Estate


$3,150,000 - 4 B 3.1 B
Single Family 565563 - Foreclosures Florida Keys

Key Largo

$1,199,000 - 3 B 2 B
Single Family 559174 - Foreclosures Florida Keys


$1,250,000 - 2 B 2 B
Single Family 563978 - Foreclosures Florida Keys

Key Largo

$1,475,000 - 4 B 3 B
Single Family 558301 - Foreclosures Florida Keys


$1,250,000 - 3 B 2 B
Single Family 562178 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $1,350,000 - MLS 564611 Located in Key Largo, Unplatted MM

BEAUTIFUL SECLUDED PARADISE ON OVER 2 ACRES. Gated concrete CBS home close to Port Largo. Spacious living area, huge kitchen and amazing balconies. 3 bd/2.5ba with master suite on the third floor. Deep Water Boat slip #23 at Kawama is included which accommodates up to a 30' boat. Florida Keys Real Estate and Homes For Sale.

For Sale $2,950,000 - MLS 558708 Located in Marathon, Hawaiian Village

Walled & gated family compound or corporate retreat on the open water! Main house has 4 bedroom suites, screened porch, expansive living room, kitchen and great room with soaring ceiling, poolside kitchen, pool bath w/ sauna, built-in BBQ, heated pool&spa, laundry room, storage room & tackle room. Full guest home 2/1 w/ kitchen & screened porch overlooking the water. 3 boat lifts/180' dockage. Florida Keys Real Estate and Homes For Sale.

For Sale $1,675,000 - MLS 562353 Located in Sugarloaf, Sugarloaf Shores

Mini Estate, private, OPEN WATER, boat basin, heated pool, dock & davits, fresh water pond. This large home has it all. Five bedrooms 3 baths. Three floors, main floor.. 2 bedrooms 1 bath, living room, dining & kitchen. Step down to Master suite with your own washer & dryer. Lower level 2 bedrooms 1 bath,TV area and laundry room. Enjoy this gem in the heart of Sugarloaf Key. Florida Keys Real Estate and Homes For Sale.

For Sale $1,299,000 - MLS 563304 Located in Summerland, Dobies Sub

Spectacular Ocean Front Estate on Summerland Key! Gorgeous sunrise to sunset views over the ocean at this colossal 3,500 SF 4 BR home. The open floor plan boasts soaring ceilings, large kitchen w/center island, & 2nd story Master w/wood ceilings & private veranda overlooking the ocean. The large 1-Acre property is completely private & offers large pool w/spa & protected canal front dockage. Florida Keys Real Estate and Homes For Sale.

For Sale $1,295,000 - MLS 564946 Located in Islamorada, Mat Sandy Bch

PRIVATE POOL HOME WITH TRANQUIL VIEWS! This custom built concrete fortress is located on the most desirable street in Islamorada, offering 3 bedrooms & 2 bathrooms on the main level and a non conforming 1 bedroom, 1 bathroom apartment in the lower level, gated and very private, offering 100 feet of concrete dockage, beautiful waterfront swimming pool, and lots of storage. This home has it all! Florida Keys Real Estate and Homes For Sale.

For Sale $1,500,000 - MLS 565414 Located in Marathon, Pretty Joe Rock

There are 1700 islands in the Florida Keys. 34 offshore properties have houses. Only 9 islands have one house on it. Pretty Joe Rock is one of them. This unique island has shore electricity, city water plus an easement for access and parking. Includes: deep water dock, fully furnished turn key, 16' new boat fishing and water toys. Informational Website for this listing. 2013 Gross income $136,000. Florida Keys Real Estate and Homes For Sale.

For Sale $1,499,000 - MLS 565014 Located in Key Largo, Key Largo Park

MAJESTIC SUNSET VIEW OVER BUTTONWOOD SOUND. Lovely & peaceful location for the perfect getaway with beach, tiki & dock! Custom & cleverly designed to be together yet divided concept. Set up for two families with over 2700 sf of living, 6 bedrooms 4 baths. Plenty of room to entertain, hot tub, garage, storage, bonus room, bbq, carport, parking for several cars . Great Vacation Rental destination. Florida Keys Real Estate and Homes For Sale.

For Sale $2,750,000 - MLS 562362 Located in Marathon, Crains Sub

Florida Keys Real Estate and Homes For Sale.

For Sale $1,330,000 - MLS 564557 Located in Marathon, Gulfstream Shore Marathon

This is a beautiful home for a large family . It is currently set up as a legal duplex and in the rental program but can easily be converted to a single family residence. The breathtaking views from this property is priceless. With 165 feet of seawall and lots of storage and parking this home has a lot to offer. Florida Keys Real Estate and Homes For Sale.

For Sale $1,250,000 - MLS 563721 Located in Big Torch, Misc Big Torch Key

Come enjoy the Keys as they were meant to be!Fantastic panoramic views and complete privacy abound with this 2.6 acre open water, gated estate on Big Torch Key. Bordered by a 900'canal with 200'frontage on Niles Channel, the adjacent 60 acre wildlife preserve will insure absolute seclusion. This CBS/stucco home offers comfortable living in harmony with natural surroundings. The main floor Florida Keys Real Estate and Homes For Sale.

For Sale $1,499,000 - MLS 565271 Located in Islamorada, Tropical Atlantic Shores

Beautiful Breath Taking Views! Next to Tavernier Creek with 85ft of Concrete dock with davits. Concrete roof And an inground pool with heating system. 6 Bed & 6 Bath Home Minutes from the bay & Immediate ocean access. House is turn key, Fully furnished by interior decorator. Florida Keys Real Estate and Homes For Sale.

For Sale $1,095,000 - MLS 564706 Located in Islamorada, Port Antigua

Motivated sellers have reduced price AGAIN! Peace and privacy in Port Antigua! The lovely open floor plan and 3rd floor master suite make this a great home for relaxing and entertaining and deep porch stretches across the waterfront of the home to further extend your living space. A 2 car garage/workshop on the lower level as well as a large deck which leads out to the Tiki, 75ft. dock and davits. Florida Keys Real Estate and Homes For Sale.

For Sale $1,650,000 - MLS 565189 Located in Islamorada, Safety Harbor

Stunning dream home on the water in elite subdivision Safety Harbour. Known for the most excellent boating access. This brand new construction home was designed with the most regard for relaxing and enjoying life. Equipped with a shallow entry pool surrounded by Travertine pavers and lined with lush, tropical landscaping, IPE decking and 20,000 lb boat lift! Florida Keys Real Estate and Homes For Sale.

For Sale $2,975,000 - MLS 562557 Located in Key Largo, Pirates Cove Key Largo


For Sale $1,450,000 - MLS 565036 Located in Islamorada, Mat Ocean Bay

Florida Keys Real Estate and Homes For Sale.

For Sale $1,857,900 - MLS 564879 Located in Marathon, Sombrero Anglers Club N

Well maintained 2 story single family canal front on the Atlantic side. It features impact windows throughout with exception of sliding doors, 205' linear feet of reinforced concrete, lift for a small boat, bahamian shutters throughout, aluminum storm shutters for added protection, 3 new central units ( inst. in 2014), cathedral ceilings with knockdown and screened porch/balcony (re-screened 2014) Florida Keys Real Estate and Homes For Sale.

For Sale $2,990,000 - MLS 565237 Located in Key Largo, Tavernier Ocean Shores

5 bedroom ocean front home w/over 100ft dockage, 2 car garage and fabulous custom grotto water feature pool under 3M. 139 Stinger Rd may be what you're looking for! Between Key Largo & Islamorada this home offers dramatic ocean views, concrete dockage, spacious living room & bedrooms, exquisite open kitchen overlooking the Atlantic on two lots directly ocean front. See supplement for more info. Florida Keys Real Estate and Homes For Sale.

For Sale $5,499,000 - MLS 564390 Located in Summerland, Summerland Key Cove

Magnificent Ocean Front 2.65 Acre Estate located on Summerland Cove with Helicopter Pad and 3 Car Garage. This property consists of a Main Home and a Guest House completely remodeled with impact doors, windows, and cypress ceilings. New Pool, Tiki Hut, 120,000 Pound Boat Lift (Biggest in Florida Keys), 2nd Boat Lift, and a 4 Waverunner lift. Includes 42 ft Hatteras, 22 ft Mako, and 2 Waverunner Florida Keys Real Estate and Homes For Sale.

For Sale $2,975,000 - MLS 564333 Located in Key Colony, Coury Sub

Breathtaking ocean views & spectacular sunsets are waiting for you! Built to endure. Inviting, open floorplan, perfect for entertaining or gazing at turquoise Atlantic waters. Garages for min 3 cars, pool, screened balcony, covered patio, 24k lb lift, concrete dock, bar, pool table, crown molding, too much to mention. Florida Keys Real Estate and Homes For Sale.

For Sale $1,735,000 - MLS 564622 Located in Islamorada, Toll Gate Shores

Located on Hurricane Creek on Lower Matecumbe in Islamorada, this 7 bedroom 6 bath w/90ft of yacht dockage for power or sail awaits your arrival. 15K boat lift. Elevator, 2 car garage, enormous kitchen, water front swimming pool, screen enclosed patio and balcony overlooking the creek & Florida Bay, this magnificent home offers views of both! Make an appointment today with listing agent! Florida Keys Real Estate and Homes For Sale.

For Sale $1,350,000 - MLS 565282 Located in Islamorada,

Florida Keys Real Estate and Homes For Sale.

For Sale $1,495,000 - MLS 564413 Located in Little Torch, Jolly Roger Estates

The Coconut Plantation! Extraordinary chance to purchase 3 LOTS on the open water with epic sunrise views & 180 ft of great deep water boating access with two boat lifts. Enjoy your privacy with the numerous palms, concrete privacy wall and electronic gated entry, brick paver drive, & huge balcony overlooking the beautiful azure waters of the Atlantic Ocean. Florida Keys Real Estate and Homes For Sale.

For Sale $1,499,999 - MLS 564043 Located in Key Largo, Tavernier No

Enjoy expansive porches with forever ocean views from this 4BR/4BA home in Historic Tavernier. Custom salt pool & spa by Reef Tropical, pier dockage with boat lift, and sandy beach. Spacious home features plentiful tropical breezes & an abundance of natural light plus updated kitchen, new metal roof, and an elevator. Garage plus large workshop/recreation area. Convenient to all local amenities. Florida Keys Real Estate and Homes For Sale.

For Sale $1,100,000 - MLS 565255 Located in Key Colony, Coury Sub

Spacious and beautifully maintained 3 bedroom 2 bath furnished home in Key Colony Beach. Screened porch overlooks the pool and walk way that leads to the dock. Easy boating access to the Ocean and to the Gulf via Vaca Cut Bridge. There is a living area and separate family room, along with a formal dining area and breakfast area. Split floor plan allows for privacy when your guest arrive. Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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