Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes

Key Largo

$424,000 2 B 1.1 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$700 B 0.1 B
Commercial KEY LARGO - Florida Keys Real Estate

Key Largo

$799,999 3 B 2 B
Single Family Key Largo - Florida Keys Real Estate

Key Largo

$285,000 3 B 3.1 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$1,950,000 B B
Vacant Land MARATHON - Florida Keys Real Estate


$1,950,000 8 B 8 B
Multi-Family Marathon - Florida Keys Real Estate


$249,000 B B
Vacant Land KEY LARGO - Florida Keys Real Estate


$1,700,000 - 3 B 2 B
Single Family 577605 - Foreclosures Florida Keys


$2,475,000 - 4 B 3 B
Single Family 572911 - Foreclosures Florida Keys

Key Largo

$5,500,000 - 6 B 6.1 B
Single Family 576663 - Foreclosures Florida Keys

Key Largo

$3,800,000 - 4 B 5 B
Single Family 576794 - Foreclosures Florida Keys

Key Largo

$6,997,000 - 7 B 8.1 B
Single Family 574609 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $1,499,000 - MLS 576548 Located in Key Largo, Winston Waterway

Florida Keys Real Estate and Homes For Sale.

For Sale $1,375,000 - MLS 571104 Located in Key Largo, Buccaneer Point

Open water getaway directly on Florida Bay with dock & boat lift in desirable Buccaneer Point. Unwind in this charming island-style 3/2 home on an oversized lot with fenced backyard, swim spa and outdoor shower. Kick back on the bayview screen porch or in the large top floor master with bay view balcony. Offset your expenses with repeat rentals! This perfect Keys retreat is only an hour from Miami. New metal roof (2015) and new impact windows (2017). Dont miss this great opportunity to live on the open water with dockage! Florida Keys Real Estate and Homes For Sale.

For Sale $2,225,000 - MLS 573640 Located in Islamorada, Anglers Reef

Breathtaking Atlantic Ocean views from every room. Beautiful 4 bedrooms 3 baths including one with a steam room. Custom finishes throughout such as Viking appliances, hardwood floors, crown molding, custom cabinets and closets, built in bookshelves, high ceilings, and access to widows walk. Over 1450 sq. ft. of outside covered porches constructed of Azek maintenance free decking. Florida Keys Real Estate and Homes For Sale.

For Sale $1,300,000 - MLS 576338 Located in Islamorada, White Marlin Bch

This 3 bedroom/2bath home offers a large open floor plan, an abundance of glass sliding doors, and expansive porches for endless entertaining in an island setting. With 70 feet of protected dockage, this refuge has panoramic views of the canal overlooking a private nature preserve. Deep water dockage with direct bay and ocean access complete this home. Florida Keys Real Estate and Homes For Sale.

For Sale $1,699,000 - MLS 578628 Located in Key Largo, Cross Key Waterways

Florida Keys Real Estate and Homes For Sale.

For Sale $1,325,000 - MLS 577395 Located in Tavernier, Hammer Point

Stunning residence designed with tropical elegance while providing expansive views from almost every room. Located one lot off the open bay, offering excellent dockage with boat lift, fenced & gated manicured property, and meticulous grounds to enjoy & entertain. This 4 bedroom, 3 bath home is being offered fully furnished. Step inside and embrace the grand open rooms, high ceilings, expansive porches, and exquisite finishes. Details include tile floors, chefs kitchen, new appliances, laundry room, 2 central AC systems, impact windows & doors, granite counters, large private master suite, whole house generator, security system, interior staircase, and so much more. Hurry while this lasts. Once you come inside, you wont want to leave! Florida Keys Real Estate and Homes For Sale.

For Sale $4,150,000 - MLS 574183 Located in Key Largo, Mandalay Key Amt Plat

This stunning estate is uniquely designed featuring a 10 bedroom and 11.5 bath home that is nestled on the Florida Bay in Key Largo. This secluded estate rests on about 1.2 acres that is mesmerizing from the moment you enter the gate! The driveway is shared leading you to a perfectly maintained tennis court and parking. Florida Keys Real Estate and Homes For Sale.

For Sale $2,250,000 - MLS 575222 Located in Islamorada, Kahiki Harbor

Custom-Built Luxury Waterfront Islamorada Pool Home! Gorgeous 4BD/4BA with endless porches and artistic one-of-a-kind finishes. Spacious 3,365 sf concrete home on 3 separate living levels with both interior stairs and an elevator. Desirable Kahiki Harbor neighborhood offers direct boating access to the ocean and bay via Tavernier Creek. Designed by David Harum, this distinctive home is a must see! Florida Keys Real Estate and Homes For Sale.

For Sale $2,850,000 - MLS 576557 Located in Islamorada, Matecumbe Ocean Bay

This is a one of a kind home, with direct oceanfront setting; Ocean Views from Every room; Balconies off every room of the house; 367 feet of private beach, No South-side neighbor; dockage good for skiff; sit in your pool and look out over the Atlantic Ocean without going outside;New Kitchen installed 2017, Full granite and full granite back-splash, under counter lighting; New Stainless appliances, two television synced system with HDMI for TV, AND/OR DVD player. All new lighting with dimmer controls.SAUNA, New-Finland Model, located in poolside full bathroom.All Windows are hurricane proof and tinted, with additional Shutters for sliders. Excellent poured concrete construction; Large Beautiful Mahogany entrance doors. Minimal damage from Hurricane Irma Florida Keys Real Estate and Homes For Sale.

For Sale $3,800,000 - MLS 573944 Located in Islamorada, Strattons

Ted Williams Estate. This iconic estate has a place in Islamorada history and is where old Florida charm meets contemporary living. This estate has it all, a fascinating history, privacy, panoramic bay views, protected dockage, extensive tropical landscaping and the perfect location on Upper Matecumbe Key- walking distance to many of Islamoradas best restaurants and a short boat ride Florida Keys Real Estate and Homes For Sale.

For Sale $1,269,000 - MLS 578246 Located in Key Largo, Harborage

Florida Keys Real Estate and Homes For Sale.

For Sale $1,150,000 - MLS 577996 Located in Tavernier, Sunshine Estates

PLANTATION KEY CANALFRONT home in IMMACULATE condition located in a DESIRABLE SUBDIVISION surrounded with PRIVACY! Spacious 3bd/2ba up with legal 1bd/1ba apartment down. New interior and exterior paint, brick-paved drive, 70 concrete dock, easy ocean/bay access. Florida Keys Real Estate and Homes For Sale.

For Sale $1,275,000 - MLS 578545 Located in Tavernier, Sunshine Estates

Florida Keys Real Estate and Homes For Sale.

For Sale $1,899,000 - MLS 578366 Located in Key Largo, Twin Lakes

This property has a view to take your breath away! Open water vistas in three directions on an over-sized point overlooking Blackwater Sound. Sunsets will dazzle you nightly. Three bedrooms two baths up, open concept living, vaulted ceilings,Enormous tiled under story entertainment area, extensive mature landscaping, Concrete 60 protected dock with davits and a 14,000 LB boat lift as well as a custom fish cleaning station. The master bedroom has an en-suite bath with Toto toilet & separate dressing area. There is a den that can easily convert to a 4th bedroom, up. Custom built in storage areas on ground level for all your fishing and boating gear.Plenty of room for a pool ,tiki hut, motor home and or all three! Guest room with built in Murphy bed, owners lock out closet, 1 hour to MIA Florida Keys Real Estate and Homes For Sale.

For Sale $1,995,000 - MLS 574652 Located in Islamorada, Mat Ocean Bay

The Heron House at Tarpon Point overlooks the ocean front pool and offers open water ocean views. This spacious 4 bedroom, 4 bath home is well appointed with custom cabinetry, granite counters and elevator. Chefs kitchen with stainless steel appliances and dual-fuel Wolf range. Whole house generator, California closets and impact resistant windows and & doors. Florida Keys Real Estate and Homes For Sale.

For Sale $1,999,000 - MLS 574301 Located in Tavernier, Tavernier Ocean Shores

Stunning ocean views from this solidly built, recently updated & professionally decorated, oceanfront home in Tavernier. Light & airy, the open floor plan affords endless ocean views from the living room, kitchen & dining. The main level offers a second master & guest bedroom. The master suite & office encompasses the entire top floor, including a roof top deck. Downstairs entertainment area with a full bar (bar top salvaged from an old Key West tavern) that overlooks the ocean. 63 feet of protected dock w/ 15Klbs lift, garages, & 2 carports. All concrete construction including the roof, impact windows plus accordion shutters. Low maintenance yard is fully walled, brick paver gated drive for a beautiful estate entrance. Views AND protected dockage - a rare find! Photos taken pre-Irma Florida Keys Real Estate and Homes For Sale.

For Sale $2,725,000 - MLS 577038 Located in Key Largo, Lee Shores Amd Plat

Florida Keys Real Estate and Homes For Sale.

For Sale $1,997,750 - MLS 577364 Located in Tavernier, Plant Key Colony

AWESOME OPPORTUNITY! This one owner 9,000 sq.ft. waterfront corner property with custom 3 bed/2 1/2 bath concrete home with Parisian blue tile roof, pool & 84dock with davits & protected dockage has never before been offered for sale. Freshly painted and restored to its original splendor with new impact glass windows and doors installed. Plus accordion shutters.Being sold AS IS to afford the fortunate buyers the opportunity to personalize and create THEIR own dream home Originally plumbed for a Master Suite Wet Bar & Rooftop structured for a Widows Walk. Fabulous sunsets and incredible Bay vistas abound from all floors. A definite must see treasure. Start the New Year out right by Living your dreams and Be the Fortunate Buyer. Florida Keys Real Estate and Homes For Sale.

For Sale $1,589,000 - MLS 578404 Located in Tavernier, Tropical Atlantic Shores

This is the one youve been waiting for! Beautifully appointed 4 bedroom, 4.5 bath home just one lot in from Tavernier Creek with 95 ft. of protected deepwater dockage and no bridge to the ocean. The lushly landscaped back yard features a custom pool and stunning outdoor kitchen for enjoying the Florida Keys lifestyle. Fabulous open floor plan with chefs kitchen featuring granite countertops, breakfast bar, icemaker and wine cooler. 2 bedrooms upstairs include a master suite while a second master suite on the main living level opens to the pool area. The quarter acre lot is fenced and gated and ready for pets and children! CBS construction, impact windows and a metal roof make windstorm insurance reasonable. Florida Keys Real Estate and Homes For Sale.

For Sale $3,200,000 - MLS 578258 Located in Islamorada, Tropical Atlantic Shores

OCEANS BLUE An ocean front Islamorada oasis in the fabulous Florida Keys. At the confluence of Tavernier Creek and the Atlantic Ocean, where the ocean meets the sky, stands OCEANS BLUE, a 5-bedroom, 4-bath island home with pool, elevator and unparalleled views of the open water.A protected canal along the propertys northwest side provides 148 feet of concrete dockage with two boat lifts, a fish cleaning station, water and shore power.The 5,530 SF residence commands 132 feet of oceanfront with seawall and tropical landscaping. Spacious outdoor patios share the magnificent ocean views and breezes.The hip breakfast bar/lounge area is perfect for entertaining. Step out onto the elevated second-level concrete pool area and relax on the expansive poolside concrete patios. Florida Keys Real Estate and Homes For Sale.

For Sale $3,599,000 - MLS 578043 Located in Islamorada, Plant Shores

Suenos Del Mar, with completed concrete shell, is an extraordinary 3,890 square foot Coastal Island Style home with outstanding ocean views & 140 feet of protected dockage. Custom-built & expertly designed with meticulous attention paid to every detail & fine craftsmanship throughout. This architecturally striking, state-of-the-art, 3-story, CBS home with 4 bedrooms, 4 baths and two half baths is scheduled for completion in June 2018. Custom top-of-the-line finishes, and chef-level appliances include Thermador 48 refrigerator, 2 Bosch dishwashers, 48 Thermador range & chimney hood, Marval beverage cooler, Sharpe microwave drawer and 36 grill. The kitchen back-splash will be Tommy Bahama brand glass tile and counter tops to be 1 1/2 Quartzite. Florida Keys Real Estate and Homes For Sale.

For Sale $2,199,000 - MLS 578278 Located in Islamorada, High Point

Open Water Estate with Deep Dockage and spectacular sunsets hidden in a desirable private neighborhood in Islamorada. Immediate boating access to Florida Bay and quick Atlantic Ocean access via nearby Snake Creek, a deep channel with a drawbridge for tall craft. Enjoy expansive open water views from the spacious living room, dining room, large kitchen, master suite and both open water porches. The main floor has an open floor plan with plenty of entertaining space, two bedrooms with ensuite baths and a utility workshop room/dark room that could be another bedroom. The top floor master suite opens to a separate office/den and has a private porch for watching the sun sink into the bay. 100+ ft. of excellent dockage (see NOAA charts in photos) plus a step-in protected swim basin. Call now! Florida Keys Real Estate and Homes For Sale.

For Sale $1,700,000 - MLS 577548 Located in Islamorada, Mat Ocean Bay

Tarpon Residence, where luxury meets the ocean ~ a truly exquisite oceanfront home in Tarpon Point, Islamorada Florida. Designed to meet the ultra-high standards of the owner, this exceptional home allows for the most advanced building techniques to reside in harmony with one of the worlds few remaining untouched and fully protected marine habitats. Spacious three story four bedroom and four and half bath home with oceanfront balconies on both levels to enjoy the captivating views from this lovely home. You will love the attention to detail, the chefs kitchen with Wolf Gas Range and Sub Zero refrigerator, custom cabinets and gorgeous granite counters. The second story has TWO living areas, all bedrooms have soaring ceilings and the master bedroom/bath is sure to impress. Florida Keys Real Estate and Homes For Sale.

For Sale $2,200,000 - MLS 578393 Located in Islamorada, Venetian Shores

Charming, Private, Bayfront Key West Style Home Located In Prestigious Venetian Shores, one of the most desirable Islamorada locations, Offering Panoramic Open Water Bay Views! Private Master Suite on Third Floor, with sitting area, balcony and storage, Lovely screened porch overlooking the Bay,two bedrooms 1 1/2 baths, living dining, and laundry all on main level! Park your skiff or bay boat right at the dock and your larger vessel at the Marina slip #55 protected dockage, sailboaters welcome! Immediate access to Ocean via Snake Creek! Truly a Treasure! Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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