Florida Keys Foreclosures

Florida Keys Foreclosures, Homes & Condos For Sale

We list all of the newest Florida Keys real estate for sale to come on the market including the Florida Keys short sales, Florida Keys foreclosures, and Florida Keys Bank Owned Properties so that you'll always know what's hot on the Florida Keys real estate market as soon as it is available. If you're looking for Islamorada Real Estate , the Florida Keys MLS, Florida Keys condos or Florida Keys homes for sale, make sure you check out the featured Florida Keys listings!

Featured Florida Keys Waterfront Homes

Key Largo

$372,500 2 B 1 B
Single Family Key Largo - Florida Keys Real Estate


$1,350 B 0.17 B
Commercial KEY LARGO - Florida Keys Real Estate


$779,000 3 B 2.1 B
Condo \ Town Home Duck - Florida Keys Real Estate

Key Largo

$450,000 2 B 2.1 B
Condo \ Town Home Key Largo - Florida Keys Real Estate


$7,950,000 - 3 B 3 B
Single Family 566146 - Foreclosures Florida Keys

Key Largo

$1,589,000 - 4 B 4 B
Single Family 568822 - Foreclosures Florida Keys

Key Largo

$2,249,000 - 7 B 6 B
Single Family 568202 - Foreclosures Florida Keys


$2,149,000 - 5 B 4 B
Single Family 568054 - Foreclosures Florida Keys

Key Largo

$1,325,000 - 4 B 3 B
Single Family 569609 - Foreclosures Florida Keys

Florida Keys Foreclosures

A Florida Keys foreclosure property is a home in foreclosure, when a notice of default has been filed in the public records. It means the owner has stopped making mortgage payments and the lender has given notice that unless the payments are brought up to date, it will sell the property to the highest bidder. Florida Keys Foreclosures are hot properties because the real estate market in the Keys is highly sought after.

Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.

If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.

Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.

Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.

Florida Keys Short Sales

Florida Keys short sales occurs when a home owner is in foreclosure but before the property goes to public auction. Under a short sale, a lender must agree to accept less than the amount that is owed on the property.

Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.

It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.

Florida Keys REOs - Real Estate Owned

Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.

Florida Keys Real Estate

Whether you are looking to buy Florida Keys Foreclosures or looking to sell your Florida Keys homes , we hope that one of our Realtors can be your Florida Keys real estate agent. If you want to find your dream home or you require the services of a professional listing agent to get your Florida Keys home sold quickly and for the highest dollar - we invite you to contact us to find out why you should choose our team for all your Florida Keys real estate transactions. Browse Florida Keys short sales, Florida Keys foreclosures, Florida Keys condos, Florida Keys homes, Florida Keys rogo lots, and Florida Keys land for sale.

For Sale $1,399,000 - MLS 568460 Located in Islamorada, Venetian Shores

Enjoy Florida Keys Living in this lovely and large waterfront home with legal guest quarters downstairs. This spacious home has 70 feet on the water, concrete dockage with almost immediate ocean and bay access through Snake Creek. Complete with Granite Countertops and Stainless Steel Appliances, this home is ready for your most discriminating buyer. Florida Keys Real Estate and Homes For Sale.

For Sale $1,500,000 - MLS 566009 Located in Islamorada, Misc Upper Matacumbe

Great opportunity to own a bayfront residence with guest quarters in the Heart of Islamorada. Huge bay front lot with bay views. Zoned Village Center provides tremendous opportunity for redevelopment. Main house has 2 bedrooms, 1 bath; open floor plan; screen porch; boat slip and seawall for up to 100ft of dockage. 1/1 Guest house with detached garage. Guest cottage is currently tenant occupied. Florida Keys Real Estate and Homes For Sale.

For Sale $1,200,000 - MLS 570942 Located in Islamorada, Tropical Atlantic Shores

BOATERS PARADISE! This is a beautiful canal front CBS home in Islamorada with plenty of attention to detail. This clear canal flows directly to Tavernier Creek where the access to the ocean and the bay are right around the corner. This is a spacious home with large rooms, plenty of storage and a workshop. Home has Impact windows, large fenced yard, davits, concrete dock, large screened patio, ... Florida Keys Real Estate and Homes For Sale.

For Sale $3,195,000 - MLS 565954 Located in Marathon, Sunrise Isle

Enjoy expansive open water views from this stunning ocean front contemporary home in sought after gated community Sunrise Isle! Magnificent 5 BR, 5BA pool home features beautiful Limestone and wood floors, high ceilings, glass and stainless staircase, central vac, media room, rec room and large private balconies. The gourmet kitchen has gas cook top, granite counters and stainless steel Florida Keys Real Estate and Homes For Sale.

For Sale $1,300,000 - MLS 570277 Located in Islamorada, Toll Gate Shores

ROOM FOR YOUR YACHT & ALL YOUR WATER TOYS!This extremely unique property offers 2 separate docks 90 ft. at the house w/a 12,000 lb. boat lift, across the street is 60 ft. of dockage on 120 ft. lot. Nice open water views offering 3 bdrms & 3 bthrms, incl. 2 Master Stes, completely updated w/beautiful tile floors, granite & stainless kitchen, with a bonus rm downstairs. Easy access to bay & ocean! Florida Keys Real Estate and Homes For Sale.

For Sale $1,595,000 - MLS 569510 Located in Key Largo, Hammer Point

ENJOY THIS STUNNING PANORAMIC WATER VIEW HOME. The many amenities it has makes it a perfect place to call home or the one place you look forward to when getting away. You can watch the sunset from almost every corner of the house. The deep-water dockage makes it easy to take the boat out for a ride. Meticulously beautiful, excellent location. This luxurious has all this to offer and much more. Florida Keys Real Estate and Homes For Sale.

For Sale $4,900,000 - MLS 568088 Located in Islamorada, Plant Beach

Newly Constructed Gated Bay Front Estate in Islamorada featuring amazing sunsets, 5 bdrms, 3 bths, 2 powder rms, gourmet kitchen over 4,500 sf of living space, expansive porches, elevator, outdoor kitchen, & dining make this luxury living at its finest. Beautiful bay front pool & spa, 100 ft. dock w/boat lift, cut in basin w/direct bay & easy ocean access. Truly an Island Lifestyle Experience! Florida Keys Real Estate and Homes For Sale.

For Sale $2,450,000 - MLS 569770 Located in Islamorada, Coral Shores

WATERFRONT ON THE OCEAN. This residential lot offers a 1 bedroom 1 bath home with spectacular ocean views. Ideal for development of your ultimate Keys getaway. This parcel includes the sale of adjoining waterfront vacant lot Alt Key # 9087972 ) Combined acreage of both parcels is approximately 1.87 acres at the end of a cul-de-sac. Florida Keys Real Estate and Homes For Sale.

For Sale $4,299,000 - MLS 564197 Located in Key Largo, Bay Harbor

Without exception, this may be one of the most unique luxury waterfront private enclaves in the Keys. Interconnected living quarters, extraordinary design, decor, construction, location, privacy, dockage, water depth, wind resistance, luxury, storage, multiple garages, beach, camera security, gated entry. The discerning buyer who can have anything they want with the privacy of a pocket estate. Florida Keys Real Estate and Homes For Sale.

For Sale $1,790,000 - MLS 567753 Located in Key Largo, Seven Acres

Private Bay Front community! Seven Acres. Concrete home with cut in boat slip on deep water canal. 2 car garage. Concrete Roof, Huge kitchen with newer cabinets and granite tops. Davit boat lifts, Huge shade trees. Just north of Tavernier and Hammer Point. Florida Keys Real Estate and Homes For Sale.

For Sale $2,290,000 - MLS 569969 Located in Islamorada, Plantation Lake Estates

This magnificent Oceanfront Estate is located in exclusive Plantation Point a private gated community overlooking the Atlantic Ocean. Built in 2004, this custom home offers expansive rooms with majestic views. Towering ceilings encompass grand living area and chefs kitchen which leads out to private screened patio. Gorgeous Master Suite with stunning views of the atlantic, Master Bath offers Florida Keys Real Estate and Homes For Sale.

For Sale $1,599,000 - MLS 570526 Located in Islamorada, Tropical Atlantic Shores

4/2 Waterfront- 2 homes in one! This home is perfect for 2 families or live in one unit and rent the other. 2/1 on the 1st floor with full kitchen, living room, bathroom and laundry room. 2/1 upstairs with full kitchen and living room- spacious bedrooms. waterfront -concrete dock with new 15,000 LB elevator boat lift- Tiki Huts, fish cleaning station-easy ocean access- fully furnished Florida Keys Real Estate and Homes For Sale.

For Sale $3,750,000 - MLS 561920 Located in Islamorada, Unplatted Windley Key

The Conch, Lobster, Pelican, & Egret at Alligator Reef Luxury Estate. Private, gated estate for corporate or family retreats. CBS homes consist of two 3/2 homes and two 2/2 homes. Enjoy fabulous sunrises & ocean breezes off the observation deck. 2 lrg heated pools, summer kitchens, & tons of privacy for memorable beach-side gatherings in a tropical paradise. EXCELLENT vacation rental history. Florida Keys Real Estate and Homes For Sale.

For Sale $2,998,800 - MLS 570338 Located in Key Largo, Lime Grove Estates

Florida Keys Real Estate and Homes For Sale.

For Sale $1,520,000 - MLS 569802 Located in Islamorada, White Marlin Bch

WATERFRONT, 5 bedrooms/3.5 baths.Exquisite custom canal home with dockside privacy overlooking 70 acres of nature sanctuary. Gleaming Peruvian hardwoods throughout the open floor plan; Main Floor Master En Suite. First level features a chefs dream kitchen-Thermador gas cooktop, electric oven, stainless appliances, wine cooler, ice maker,granite & eat-up counter. Other first floor features: Florida Keys Real Estate and Homes For Sale.

For Sale $2,995,000 - MLS 569117 Located in Islamorada, Trop Coral Reef

San Roc Estate is one of the last remaining parcels on the Atlantic offering a 4 bedroom 3 bath seaside retreat nestled on over 2 Acres of Land w/sandy beach. Exterior amenities include a keystone lanai for ultimate in/outdoor living, ample deep channel dockage, Lap pool,heated spa surrounded by coconut palms offering ultimate privacy,truly invokes a sense of laid back lifestyle we all dream of! Florida Keys Real Estate and Homes For Sale.

For Sale $1,579,000 - MLS 570234 Located in Islamorada, Lower Mat Bch

Robinson Crusoe, Ritz & Gilligans place all rolled into one w/ major dockage for all your vessels & water toys, gorgeous pool, privacy, immediate ocean access, modern & spacious w/room to spare for incredible indoor & outdoor living & entertaining right in the Village of Islamorada on Lower Matecumbe. Words are hard to come by to describe this Keys. COme see for yourself. Call for appointment! Florida Keys Real Estate and Homes For Sale.

For Sale $1,259,000 - MLS 568387 Located in Key Largo, Ocean Isle Estates

SPLASH-- into this delightfully tropical canalfront pool home. Located on the ocean side with direct ocean access mere minutes from your concrete dock. Boaters will love the option of davits and a boat lift. Enjoy a refreshing swim in your own in-ground, heated pool enhanced with a spill-over spa. House was built in 2003, with 3 bedrooms, 2 baths upstairs and a guestroom with a full bath Florida Keys Real Estate and Homes For Sale.

For Sale $2,300,000 - MLS 563699 Located in Islamorada, Mat Ocean Bay

Tarpon Point, an exclusive enclave of 12 oceanfront residences. Designed to meet the ultra-high standards of the developers, these exceptional homes allow for the most advanced building techniques to reside in harmony with one of the worlds few remaining untouched and fully protected marine habitats. The spacious four-bedroom, four-bath homes range from 2,700 to 3,380 square feet of Florida Keys Real Estate and Homes For Sale.

For Sale $1,950,000 - MLS 567754 Located in Islamorada, Unplatted Windley Key

Pelican & Egret at Alligator Luxury Estate, private, gated estate. CBS homes consist of one 3/2 and one 2/2 home. Fabulous sunrises and ocean breezes off the observation deck. Heated pool, summer kitchen. Great vacation rental history. Florida Keys Real Estate and Homes For Sale.

For Sale $3,249,000 - MLS 567865 Located in Key Largo, Misc Sub Lower KL

Open Oceanfront Estate with boat dockage, extra wide sandy beach and a oversized pool with waterfall spa. The solid concrete 4/3.5 main home features artistic details throughout including custom ceilings, intricate tile work, a gourmet kitchen with curved granite counter and master bedroom suite with private balcony & sweeping ocean views. This private estate also includes separate guest quarters. Florida Keys Real Estate and Homes For Sale.

For Sale $1,950,000 - MLS 567171 Located in Islamorada, Lower Mat Bch

Spacious and comfortable oceanfront 5 bedroom/4 bath home with panoramic ocean views and white sand beach. Upstairs level of living offers open kitchen, living and dining with 3 bedrooms/2 full baths and full length open balcony overlooking the ocean. Downstairs living offers two separate queen bedroom suites both with full bath, kitchenette, separate living and dining that opens onto the beach. Florida Keys Real Estate and Homes For Sale.

For Sale $1,299,000 - MLS 569448 Located in Islamorada, Mat Ocean View

Endless ocean views occur from this spacious ocean front home. Recently remodeled, the home features a large open living/dining area, spacious kitchen, elevator and rooftop deck. Special features of the home include electric sliding doors, wide doorways, and roll-in showers. With 2/2 up and 1/1 down, this home is ideal for entertaining. Homeownerss park is located nearby for launching Florida Keys Real Estate and Homes For Sale.

For Sale $2,799,000 - MLS 569437 Located in Key Largo, Port Largo

Extraordinary oceanfront contemporary homeThe moment you walk in the front door of this modern masterpiece you will mesmerized by the ocean views and Zen ambiance. This oceanfront home was thoughtfully designed by the owner architect to combine contemporary designs, vast windows, and structural integrity to create a modern Miami Beach meets Keys home. Florida Keys Real Estate and Homes For Sale.


The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.

Florida Keys MLS

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