Lenders can foreclose Florida Keys homes for other reasons, but the most common reason lenders file a notice of default is when a borrower is at least two payments behind.
If the Fl Keys home owner does not bring the loan current, the lender will take the property away from the owner. In the final step of the foreclosure process, the lender tries to auction the property at a public sale.
Not all Florida Keys foreclosures that fall into foreclosure go to public sale because owners have the right to make up back payments up to a point, the time which varies from state to state. Also the property can be bought in pre-foreclosure during the short sale process.
Real estate investors and home buyers see profit in buying foreclosures because they can often buy the property for the amount owed, picking up the home owner's equity for free.
Unlike a foreclosure, investors typically buy the home for even less because investors are not paying off the existing loan nor making up the back payments. Investors are striking a deal with the existing lender to take less than what the lender has coming to avoid dealing with a foreclosure.
It's a myth that lenders are not going to make a deal with an investor unless the seller has fallen behind on the seller's obligation to make timely mortgage payments. Sellers don't need to be in default for a short sale to occur. For a buyer who wants to occupy the home, buying a Florida Keys short sale makes financial sense.
Buying a Florida Keys REO is similar to buying a Florida Keys short sale except the property is already owned by the lender. The property was acquired by the lender through a foreclosure action. Often lenders will sell repossessed homes for less than the past loan balance. Bank-owned properties are called REOs, meaning real estate owned by the lender. Banks end up owning the property when nobody at the public auction bid enough to cover the amount owed against the property. Florida Keys REO homes are often considered the best way to buy a distressed property because the seller is already out of the picture. It's just the Florida Keys investor, the investor's agent, the bank and the real estate agent who are negotiating the transaction. Some Florida Keys Bank Owned REOs can be purchased directly from the lender although it is highly recommended to buy any real estate property through a Florida Keys real estate agent to protect the buyers interest and negotiate the best possible price.
Phenomenal opportunity! Stunning, stunning, stunning Florida Keys Oasis. Aero-Largo. The setting for countless photo shoots and commercials, this seductive Bayfront Estate is what dreams are made of. Stroll right into crystal clear water from your own white sandy beach. This is your canvas. Bask in privacy, or entertain like no other. This home offers extreme flexibility. With 3 bedrooms + office in the spacious Main House, gorgeous gourmet Kitchen and Dining Room, and a separate detached Guest Suite. So many amenities! Huge, Deep Dock and Tiki, outdoor grill and pizza oven, outdoor bar, seaplane dock, boatlift, outdoor showers, custom-built pool and fountain, three garage spaces, massage Tiki, all nestled in a gated, estate sized natural hardwood hammock. Best value in its class an Florida Keys Real Estate and Homes For Sale.
Beyond compare, this Polynesian inspired exquisite keys waterway Harum Designed custom home is 99% complete, pool is in, landscaping is underway. This spectacular home is not to be missed if you are looking for a yachtsmans location w/over 110ft of deep water dockage w/unlimited beam on deep water Hurricane Creek. Cathedral ceilings grace this masterpiece and its 3 bedroom and 3.5 baths is complimented by custom LED lighting, drop down TV. Incredible storage, 2 garages, generous and spacious covered gathering areas. The residence boasts an extraordinary creekside covered balconies overlooking Hurricane Creek with views of the Florida Bay making this a Florida Keys Treasure. The finished work detail is to much to list. Contact agent for full details and showing appointment. Florida Keys Real Estate and Homes For Sale.
Executive Home! Elegant 5Bd/4Ba 3 Story CBS Pool Home on a direct Ocean access canal. 3760 sf, built in 1999, completely renovated in 2008, with new pool. Being sold furnished. 2018 new Impact Doors & Windows and exterior paint. This Luxury home has it all! Separate ground level in-law or guest quarters. 3B/2B on main level. Entire 3rd floor is the owners bedroom suite. Beautiful Chefs Kitchen with Island & dining area separate from dining room. Pantry, large laundry room with storage. 70 concrete dock with a Boat lift and a set of Davits. Great location in North Key Largo. Easy commute, 45 minutes to downtown Miami and only a few minutes to the reefs for the divers & fisherman, or to the Bayside resteraunts. Marina and Fuel Dock one canal away. Meticulous buyers, come take a look! Florida Keys Real Estate and Homes For Sale.
Key Largo Millionaires Row! Spacious 4B/4B Pool Home w Garage. Easy living in this ground level home with no stairs to climb. X Zone location built high on solid coral rock, no flood insurance required. Open floor plan. Remodeled Kitchen with white cabinetry SS appliances and Granite counters. Privacy wall w Gate surrounds almost 1/2 acre of property. 100ft Concrete Dock w cut in Boat Slip & Boat Lift. Sit back & relax and let the fun living on Adams Cut entertain you. Fishing, Shrimp and Crabbing at your dock! 1 minute to the Bay and 15 minutes to the Ocean. Great location, call for an appointment. Florida Keys Real Estate and Homes For Sale.
Come see this charming Port Largo pool home with 75 ft of concrete dockage and direct, deep ocean access. Youll love the cozy layout of this homes 3 bedrooms and 2 baths, with its expansive terrace overlooking the pool and water-front. The downstairs offers a great storage area along with plenty of room to entertain and unwind. The pool, gazebo and bar area, with a privacy wall, offers the perfect backdrop for the laid back Keys lifestyle. It is situated in one of the best neighborhoods in the Upper Keys, with a homeowners park (boat ramp, community dockage and beach) AND a community park (tennis, basketball courts, jogging track and much more). This property is located only 50 minutes from Miami; but yet is worlds away. Florida Keys Real Estate and Homes For Sale.
Bayfront Bliss! This private and gated, beautiful 3 bedroom, 4 bath pool home embodies the best of both worlds: a wonderfully tranquil retreat, in the Florida Keys, boasting comfortable living, both indoor and outdoor, with all the conveniences of close proximity to Miami and the city life. The floor plan provides a large & private master suite with bath and walk-in closet. Glass doors open onto a large open porch, perfect for outdoor dining. Impact glass doors and windows afford expansive open-water views. Cooks will love the large kitchen with granite & quartz counter-tops, cherry cabinets and a perfect, portrait window to view the Florida Bay. Bask in the breeze from the newly enclosed Florida room located directly off the main living area. Florida Keys Real Estate and Homes For Sale.
SUPERB LOCATION in desirable Venetian Shores, one property in from Snake Creek, DEEP-WATER DOCKAGE and immediate OCEAN/BAY access! Recently beautifully remodeled, spacious 5bd/5.5ba, rec room on 3rd floor, crows nest on 4th floor offering Snake Creek views, guest apartment on ground level with screened porch, large screened porch off kitchen and living area, 27 ceiling height in great room, fireplace, impact windows, multiple porches, 1000sqft four car garage with storage room, 100x12 concrete dockage with 50/30 amp service. Attractive new brick-paved driveway and new landscaping. This property has so much to offer for you to enjoy the FL Keys Lifestyle! Florida Keys Real Estate and Homes For Sale.
Oceanfront paradise in Islamorada. Gated, elevated two-story custom designed. Completely renovated and exquisitely upgraded. Chefs kitchen and dining area with custom solid wood cabinets and top of the line appliances. Living room, a master bedroom plus a 2nd bedroom and bath complete the first floor. The master suite takes the entire 2nd floor with front and rear porches, separate sitting and wet bar area, oversized master bedroom with breathtaking views of the ocean. Custom cabinetry with dual closets. Italian marble spa-like master bath with porcelain tub and oversized shower. Plenty of space for outdoor entertainment with an oversized deck, above ground pool and a full cabana bath. Sit at the Tiki bar with a refreshing drink or grill a fresh catch... Florida Keys Real Estate and Homes For Sale.
Views from Roof Top Deck for entertaining! This large and lovely home is perfect for large families with separate 2/2 individual quarters for privacy. Superior design and construction it was built to withstand any storm with its solid concrete structure and impact glass. Entrance leads to interior staircase to each living quarter and then up to Roof Top Deck. This home is located on a clear, direct oceanfront canal and has a concrete dock with davits for all the toys. Covered parking and entertainment area dockside allows for large family gatherings or quiet relaxation. Perfectly located close to Rodriguez Key and Key Largo Community Park. Close to restaurants, marina, shopping and easy commute to Miami. Florida Keys Real Estate and Homes For Sale.
Florida Keys Real Estate and Homes For Sale.
No expense has been spared during the complete renovation of this Prestigious Port Antigua home. The community boasts a fabulous bay front beach and private boat ramp for residents only. Experience serenity upon arrival at this tropically landscaped home with circular paver drive and views of the sparkling canal. Follow the stairwell to the main entrance, or use the elevator from the carport to enter this lovely home where everything is new. Step onto Snow Pine porcelain flooring throughout. High ceilings with LED lighting evoke the sensation of extra spaciousness. Windows and doors are all impact resistant with Plantation Shutters. The kitchen is bright and airy with custom cabinetry, quartz countertops and mosaic tile backsplash, including an island providing additional cuisine prep Florida Keys Real Estate and Homes For Sale.
Florida Keys Real Estate and Homes For Sale.
Buildable multi-family property with 8 townhomes proposed. The 8 townhomes are designed to be 3 Bedroom / 4 bathroom units on the bay. Currently there are two structures on property which have hotel rights.The large 1.4 acre property, stretching from US1 to the bay, features a protected cove and there are plans to include a long finger dock. Plans and building rights convey with a sale. Buyer to verify.Blueprints are available for viewing and download in the document tab in this listing. This is a great opportunity for a builder/developer. Opportunity exists to purchase the corporation shares which may convey advantageous rental rights for this property. Buyer to verify. Florida Keys Real Estate and Homes For Sale.
Florida Keys Real Estate and Homes For Sale.
Experience the allure of coastal living at this waterfront pool home. This 4 bedroom house is nestled in Port Largo, a waterfront community with some of the best direct, deep water, ocean access in all the Florida Keys. Enter this recently updated residence with new hardwood floors and immediately feel at home. The downstairs foyer provides an interior access to the 2nd floor which has 2 bedrooms, 1 bath, the living and dining areas, the newly updated gourmet kitchen and 2 terraces. The 3rd floor has another bedroom and the expansive master bedroom and exquisitely designed master bath. Explore some of the worlds best offshore reefs and fishing from your 75 ft dock. The outdoor living area is equally as inviting with its outdoor kitchen area, covered gazebo and in ground pool. The concrete Florida Keys Real Estate and Homes For Sale.
Architecturally inspired by Italian Old World charm, this modern Mediterranean oceanfront estate is situated on a peninsula on the Atlantic Ocean in exclusive Ocean Cay, Key Largo. This luxurious estate home, on over 1/2 acre of ocean front land features ultimate privacy with superior CBS construction, a four car garage, 200 of dock, electric shutters, electric gates, elevator, 5 central AC units and over 5500 square feet of living space on 3 levels. Majestic palms and the grand mahogany doors invite you into this four bedroom, five bath estate home filled with an abundance of natural light. As you enter the main living level, youll be awed by the focal point of this luxury homes stunning panoramic views of the Atlantic Ocean with doors opening to the expansive ocean front terraces. Florida Keys Real Estate and Homes For Sale.
BALLAST TRAIL is a bespoke, contemporary masterpiece with vast and uninterrupted ocean views. This custom built home is a 5 bedroom, 6.5 bath remarkable example of minimalism with a floor plan that is laid out expertly. A warm, welcoming ambiance is evident throughout the home. This home has spacious living areas ideal for entertaining, is a state-of-the-art smart house and has an expansive solar panel system. Located on 4 wooded acres, this property is extremely private with a drive that extends more than 700 and enjoys 190 on the ocean. The guest house is a remodeled and historic 2B/2B, 1936 Red Cross house. Outdoor amenities include an infinity edge pool that extends along the rear of the main house, extensive entertaining decks, an outdoor Summer kitchen and deep-water dockage. Florida Keys Real Estate and Homes For Sale.
This parcel to be sold together only with contiguous parcel@ 95325 Overseas Hwy, AK#1592986,RE#00483360 000000 13 62 38 PT TR 5&6 SOUTHCLIFF ESTS PB2-45 & PT GOV LOT 1 & ADJ BAY,3.24 acres for grand total of 9.36 acres. Includes 1137 sf 1970 2/1 cbs home metal roof. Broker part owner/family owned. This unique wooded acreage has a deep basin with dolphin piling and channel directly on the ocean. Residential use (non-conforming) now, but commercial zoning.Best approval rating via Monroe County is MIXED-USE COMMERCIAL development. *Includes data for both parcels and for taxes. This is a duplicate listing also found in MLS as Commercial #579482, as both uses permitted. Florida Keys Real Estate and Homes For Sale.
Florida Keys Real Estate and Homes For Sale.
A Sailors Paradise! This stunning direct bayfront pool home offers you beautiful open water views, gorgeous sunsets and protected deep water boat dockage for multiple boats. Current owner has a 55 x 26 Catamaran Sailboat and a 23 Bay Boat. This exquisite 3 story home has 3 Bedrooms/2.5 Bathrooms upstairs & a remodeled 1/1 ground floor apartment for visiting friends & family. This home has soaring wood ceilings & direct bay views from all of the large bedrooms. The exterior features include a rare covered boat house slip with lift, 71 seawall, & a new pool with swim jet, heater & cooling system. Other features include a tall carport for a large RV, a Workshop with A/C, gated electric entrance, & a walled lot with tropical landscaping. New A/Cs, hot water heater & appliances. Florida Keys Real Estate and Homes For Sale.
Florida Keys Real Estate and Homes For Sale.
An abundance of luxury and elegance in this one of a kind Ocean view estate! With almost 7400sf of open concept living space & BREATHTAKING oceans views & sunrises, this property has all the amenities you need for Florida Keys living. The spacious home has 6 bedrooms, 8 bathrooms. The Grand foyer entrance and wrought iron railings are just the beginning of the quality and luxurious finishes that you will see throughout this home, that makes this a truly unique find in the Keys. The interior features include a home theater, elevator, custom built bar, solid wood cabinetry throughout, marble and granite counter tops/vanities and stainless steel appliances, marble and Travertine floors and exquisite furnishing and decor from a Miami designer to name a few! Florida Keys Real Estate and Homes For Sale.
Overlooking the Atlantic Ocean is this peaceful 2.32 acre gated beachfront estate. Remodeling renovations have started and are waiting for the perfect finishing touches. This home features two bedrooms and office on main level with an entire 3rd level master suite. Oceanfront pool, boat basin, tennis court and a multi-car garage completes this exclusive private property. Florida Keys Real Estate and Homes For Sale.
This 4/3 with a Den is Centrally Located in the Heart of Tavernier Florida, BLUE WATERS TR VILLAGE SE community, all New 2018 Cbs Construction, Ceramic Floors, Hurricane Impact Windows, Metal Roof, has a Beautiful Kitchen with a Center Island, Stainless Steel Appliances, 40 Dock with Ocean Access. Lower Entertainment Room with a Wet Bar, Central Vacuum Cleaner. Family and Dining on the Second Floor. 2 Storage Rooms, one inside on First Floor and the other one at Bottom Dock. 5 min to Harry Harris Park, the Home is Elevator ready in case the new owner would like to put one. 2 air conditioning systems. 5 min to CVS, Walgreens, Win Dixie, 10 min to Publix and many restaurants close by. 1 Hour to Miami. Is 5 Oclock somewhere and Boaters Paradise is Waiting for You. Florida Keys Real Estate and Homes For Sale.
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Florida Keys Board of Realtors Florida Keys MLS, Inc. Real estate listings held by brokerage firms other than (Shoreline Properties) are marked with the MLS Log and detailed information about them included the name of the listing brokers office.
